LIC Saral Pension Plan: LIC is the largest life insurance company in the country. It has introduced policies for all sections. LIC has such schemes, after taking which one gets guaranteed pension in old age. There is no risk of any kind on investing in it. Along with this, guaranteed returns are received. The name of this scheme is LIC Saral Pension Scheme. The special thing about this scheme is that pension starts being received at the age of 40 years.
Who can avail the benefits of the scheme?
Let us tell you that a person from 40 years to 80 years can avail the benefits of this scheme of LIC. Single people can also take this scheme. Along with this, husband and wife can also open an account together. At the same time, the facility of surrender is also available after 6 months of the start of the policy. This plan of LIC is called Immediate Annuity Plan. While taking this policy, premium has to be deposited only once.
What is the benefit of the scheme?
Let us tell you that the benefits of this scheme can be availed in two ways. The first is single and the second is joint account. In single life, as long as the holder is alive, he will continue to receive the benefit of pension. After death, the money will be given to the nominee. Whereas in joint account, husband and wife are included. In this, pension is provided when the holder is alive. After death, his spouse gets the benefit of pension. After the death of both, the deposited amount is given to the nominee.
How much minimum pension will be received?
Under Saral Pension Scheme, a pension of at least 1 thousand rupees can be received. There is no maximum pension limit. This pension depends on the amount of your investment. Pension amount is provided monthly, quarterly, half-yearly and annually. If a person is 42 years old, then he is given Rs 40 lakh for pension. After this, more than 12 thousand rupees pension is received.
