PM Jan Dhan’s account is being started by the government to open the accounts of people deprived of banking facilities. In this, not only the facility of opening an account with zero balance is available. Rather, under this scheme, needy people get the facility of overdraft. Along with this, many benefits are available in this scheme.
Let us tell you that eligible people can open PM Jan Dhan account by going to the bank. There is no need to keep a minimum balance in this account. Crores of people of the country are taking advantage of this scheme. Lakhs of people will get the benefit of this scheme.
People will get many benefits
Let us tell you that customers who open Jan Dhan account get many benefits. In this, RuPay debit card is provided. Along with this, the beneficiaries also get accident insurance. In this account, people are given accidental cover up to Rs 2 lakh and insurance up to Rs 2 lakh.
Overdraft facility is available
The special thing about Jan Dhan account is that the customers of these accounts can avail the facility of overdraft of Rs 10,000. At the same time, interest is provided on whatever money is deposited in the account.
Benefits of these schemes are available
Let us tell you that the beneficiaries of this scheme are also provided the benefits of Roop Card, DBT, PM Suraksha Bima Scheme, PM Jeevan Jyoti Bima Scheme and Atal Pension Scheme for free.
More information about the scheme
If you want to get more and more information about PM Jan Dhan Scheme, then you can do so by calling toll free number 1800 180 1111 and 1800 11 0001. At present, about 53.30 crore people are taking advantage of this scheme.
