Nowadays, withdrawing cash is as easy as liking a reel on Instagram or Facebook. There was a time when people had to visit the bank and deposit a cheque to withdraw cash. But now, with the help of an ATM card, you can easily withdraw money from the nearest ATM.
But have you ever wondered how you could withdraw cash if you forgot your ATM card at home? Is it even possible? Let us tell you that it is completely possible in India! You can easily withdraw cash even without a debit card or ATM card. Throughout this article, we will explain how anyone can withdraw cash without an ATM card.
How to Withdraw Cash from an ATM Without an ATM Card
Today, we are going to explain a simple method that allows you to withdraw cash from an ATM without using an ATM card.
Step 1: Visit the Nearest ATM
To start, go to your nearest ATM and select the ‘Cash Withdrawal’ option. From the list of available options, choose ‘UPI’.
Step 2: Scan the QR Code
Once you choose the UPI option, a QR code will appear on the ATM screen. Use any UPI app on your phone (e.g., Google Pay, PhonePe, or Paytm) to scan the QR code.
Step 3: Confirm the Transaction
After scanning the QR code, enter your UPI PIN in the app to authorize the transaction. The cash will be dispensed from the machine immediately.
Important Note
- You can withdraw a maximum of ₹5,000 at one time using this method.
- Ensure your UPI app is active and linked to a valid bank account for smooth transactions.
How to Withdraw Money from an ATM Without a PIN
You can withdraw money from an ATM without a PIN by using the Cardless Cash Withdrawal feature. Here is a step-by-step guide to help you:
Step 1: Open your bank’s net banking portal and log in to your account using your credentials.
Step 2: Select the ‘Add Beneficiary’ option and choose ‘Cardless Cash Withdrawal’.
Step 3: Enter the beneficiary’s details and click the ‘Add’ button.
Step 4: Recheck the details and click the ‘Confirm’ button.
Step 5: Enter the OTP received on your registered mobile number to complete the process.
Step 6: After 30 minutes, the beneficiary status will be activated on your account.
Step 7: Log in again to the bank’s net banking portal. Click on ‘Fund Transfer’ and select ‘Cardless Cash Withdrawal’.
Step 8: Choose the desired bank account and enter the withdrawal amount.
Step 9: Enter the OTP received on your registered mobile number to confirm the request.
Step 10: Once the request is successful, the beneficiary will receive:
- A 4-digit OTP.
- A 6-digit or 9-digit unique code.
Step 11: The beneficiary must visit the nearest ATM of the preferred bank.
Step 12: Choose the ‘Cardless Cash Withdrawal’ option and enter the following details:
- 4-digit OTP.
- 6-digit or 9-digit code.
- Beneficiary’s mobile number.
- Transaction amount.
Step 13: Once the ATM validates the details, it will dispense the cash.