PMAY-U 2.0: The central government under the leadership of Prime Minister Narendra Modi launched the Pradhan Mantri Awas Yojana-Urban (PMAY) with the aim of providing affordable housing for economically weaker sections (EWS) and middle class families in urban areas. Now the second phase of this scheme (PMAY 2.0) has started, which aims to provide houses to one crore families in the next five years.

What we can expect from PMAY 2.0?

Under PMAY 2.0, the central government has allocated a budget of Rs 2.30 lakh crore. In the first phase of the scheme, 1.18 crore houses were approved, out of which 85.5 lakh houses have been handed over to the beneficiaries. In this phase, eligible beneficiaries will be helped to build, buy and rent affordable houses under four categories.

Apply in this way to claim the benefits from the government scheme

To apply under the scheme, visit the website www.pmay-urban.gov.in. Click on PMAY-U 2.0 and upload your income, address and other documents. Submit the form after authenticating the Aadhaar number. The status of the application can be tracked on the portal.

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A big step towards fulfilling the dream of affordable housing for poor and middle class families

The second phase of Pradhan Mantri Awas Yojana is a big step towards realising the dream of affordable housing for poor and middle class families in urban areas. This will not only provide houses to people but will also improve the quality of living in urban areas.

Benefits under these four categories:

1. Beneficiary Based Construction (BLC).

2. Affordable Housing in Partnership (AHP).

3. Affordable Rental Housing (ARH).

4. Interest Subsidy Scheme (ISS).

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