Deen Dayal Upadhyay Antyodaya Yojana (DAY) Update: Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) aims to reduce poverty and vulnerability of urban poor households. The scheme is implemented by the Ministry of Housing and Urban Poverty Alleviation (HUPA). It helps the urban poor get self-employment and skilled-wage employment opportunities. This sustainably improves their livelihoods. It also focuses on building strong grassroots institutions for the poor.
The scheme provides shelters with essential services for the urban homeless. It supports urban street vendors by giving them credit, proper spaces, skills, and social security. It ensures they can access market opportunities and improve their livelihood. Throughout this article, we will discuss its eligibility, benefits, and application process.
DAY-NRLM
The Ministry of Rural Development (MoRD) launched Ajeevika – National Rural Livelihoods Mission (NRLM) in June 2011 to empower rural households. In November 2015, it was renamed Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM). This programme:
- Covers 7 crore rural households across 600 districts, 2.5 lakh Gram Panchayats, and 6 lakh villages.
- Supports livelihoods through self-managed SHGs and federated institutions over 8–10 years.
- Helps rural poor access rights, public services, and entitlements.
Features of DAY-NRLM
- Universal Social Mobilization: Involving all eligible households.
- Participatory Identification of the Poor (PIP): Ensuring inclusion through a transparent and community-driven approach.
- Community Funds as Sustainable Resources: To promote financial sustainability among SHGs.
- Financial Inclusion: Ensuring access to credit, savings, and other financial services.
- Livelihood Development: Promoting sustainable livelihood opportunities for the rural poor.
- Convergence and Partnerships: Collaborating with other poverty alleviation schemes and programs.
- Sensitive Support Structures: Building efficient support systems for programme implementation.
Other Silent Features of the Scheme
1. Employment through Skill Training and Placement
The mission provides ₹15,000 for skilling the urban poor and ₹18,000 per person for those in the Northeast and Jammu & Kashmir. Additionally, City Livelihood Centres are set up to address the high demand for market-oriented skills training.
2. Social Mobilization and Institution Development
Self-help groups (SHGs) are formed and trained, with each group receiving an initial support amount of ₹10,000. Registered area-level federations are assisted ₹50,000.
3. Subsidy to Urban Poor
Self-employment is encouraged by establishing micro-enterprises and group enterprises. An interest subsidy of up to ₹2 lakh is offered for individual projects and ₹10 lakh for group projects.
4. Shelters for Urban Homeless
The scheme fully funds the construction of shelters for the urban homeless.
5. Other Initiatives
These include the development of vendor markets, skill training for vendors, and special projects for ragpickers and differently-abled individuals.
Mission of DAY-NULM
DAY-NULM believes that the urban poor have an innate desire to escape poverty and a strong entrepreneurial spirit. The mission seeks to unleash their capabilities for meaningful and sustainable livelihoods. It aims to support the urban poor in:
- Building their institutions.
- Expanding their skills and accessing finance, assets, and enterprises.
- Managing external environments effectively.
How to Apply for DAY-NRLM Online
- Visit the Official Website: Go to the DAY-NRLM portal.
- Register: Create an account with your name, email, and mobile number, and verify via OTP.
- Login: Access your account using your credentials.
- Fill Application: Provide details like income, and personal info, and upload the required documents.
- Choose Program: Select the skill development or self-employment option.
- Submit: Verify details and submit the form.
- Track Status: Use your application ID to monitor progress on the portal.