Right now most of the people make some investments to take care of our health. Life Insurance Corporation of India-LIC, the country’s largest insurance company, not only takes care of your life but also health. LIC launched the health plan Arogya Rakshak in the year 2021.
This plan provides protection to the insured at the time of medical emergency. The biggest advantage of LIC Arogya Rakshak is that we do not have to spend the savings being made for the future when we fall ill. Because if we do not make any separate investment for the disease, then the savings being made to realize the dreams of the future are spent on going to the hospital.
LIC’s Arogya Rakshak Plan
LIC Arogya Rakshak Plan is giving many benefits to the insured. It is a non-linked, non-participating and regular premium individual health insurance plan. In LIC Arogya Rakshak, many types of health insurance protection are given to the insured. This plan is designed for people between 18 and 65 years of age. You can also include your spouse, children, and parents with you in this policy. In this way, the entire family is protected in a single policy.
In the LIC Arogya Rakshak Plan, children get health insurance cover up to 25 years and parents up to 80 years. There is also a rider facility in this plan of LIC. You can also take protection of term insurance and accident insurance through the rider.
Benefits from Hospitalization and Surgery
The LIC Arogya Rakshak policy provides financial protection benefits in the event of hospitalization or major surgery of the insured. The hospitalization benefit includes the insured being hospitalized for 24 hours continuously. Apart from this, some operations are also covered in this insurance.
Day Care Benefits
Expenses incurred for day care procedures are covered under the LIC Arogya Rakshak plan. This expense will be paid according to the actual cost. If the policyholder does not make any claim in the LIC Arogya Rakshak Plan for three consecutive years, then there is also a provision to honor the insured after three years.