PNB Personal Loan Scheme: Punjab National Bank personal loan is for working people doing government jobs so that they can fulfill their personal and business needs. With the help of this loan, you can run your business well and repay the loan in installments. With the help of this Punjab National Bank, doctors and employees doing many other businesses can fulfill their needs.
You can take a loan of up to Rs 6 lakh or Rs 10 lakh. Apart from this, if your bank’s lending is good, then you can get more loan than this. Overall, under this scheme, you can get a loan of 15 times more than your salary. Now you do not need to go to the bank, you can get it online. We often need to take loans from banks to meet our daily needs.
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But most of the banks use our wrong time, they charge us as much interest as possible and give personal loans to their customers at a low interest rate. Employees of Punjab National Bank can get a loan of Rs 2 lakh and those who have their own business can get a loan of up to Rs 50 lakh.
Benefits of PNB Personal Loan
Stay with us to know more about Punjab National Bank Personal Loan. There are many benefits of taking this loan, which makes it comprehensive and primarily essential. This personal loan is a personal loan that you can use to meet your personal needs.
Whether you want to buy a good household item, buy new equipment to boost your business or meet any personal expense, Punjab National Bank Personal Loan can help you.
Another important benefit is that this loan does not require any security collateral. This is a good option when you need money in urgent times and you do not have any security collateral.
Eligibility for PNB Personal Loan
- Candidates applying for PNB Personal Loan should be between 21 years to 58 years of age.
- If you earn more than 30,000 per month then you will be eligible for PNB Personal Loan.
- To get a PNB personal loan, you must have a successful business or job.
- Before giving any personal loan by the bank institution, it is confirmed how your previous loan repayment history is.
Required Documents
- PAN Card
- Income Tax Return of last 3 years
- Bank Statement of last 3 months
- Identity Card
- Birth Certificate
- Proof of Address
How to apply for PNB Personal Loan?
- For personal loan, you have to visit the official website of the bank.
- After visiting the website, the home page will open in front of you and after that the option of online service will open in front of you, click on it.
- After this click on online personal loan
- Then click on retail loan.
- After this choose the option of personal loan.
- Now a new page will open, here you have to upload the photo of all the documents and then submit it.