If you want to earn better returns from FD, 5 schemes offer huge profits without any risk. However, to take advantage of these, you must invest before March 31, as their current deadline is only until then. If the deadline is not extended, you might miss the opportunity to invest. Learn more about these schemes here.

1. SBI Amrit Varsha Scheme

You can invest in the SBI Amrit Varsha scheme for 444 days until March 31, 2025. This scheme offers an interest rate of 7.25% for regular customers and 7.75% for senior citizens.

2. SBI Amrit Kalash Scheme

The SBI Amrit Kalash scheme is also available for investment until March 31, 2025. This 400-day FD offers 7.10% interest for regular customers and 7.60% for senior citizens.

3. Mahila Samman Savings Certificate

The Mahila Samman Savings Certificate is a government-backed 2-year fixed deposit scheme aimed at encouraging women to save. It offers an interest rate of 7.50%. The last date to invest in this scheme is March 31, 2025.

4. IDBI Bank Utsav Callable FD

The IDBI Bank Utsav Callable FD is open for investment until March 31, 2025. It offers FD options ranging from 300 to 700 days, with different interest rates:

  • 300 days: Regular customers 7.05%, senior citizens 7.55%, super senior citizens 7.55%
  • 375 days: Regular customers 7.25%, senior citizens 7.75%, super senior citizens 7.90%
  • 444 days: Regular customers 7.35%, senior citizens 7.85%, super senior citizens 8.00%
  • 555 days: Regular customers 7.40%, senior citizens 7.90%, super senior citizens 8.05%
  • 700 days: Regular customers 7.20%, senior citizens 7.70%, super senior citizens 7.85%

5. Indian Bank Special FD

Indian Bank offers two special FD schemes with a March 31, 2025 deadline:

IND Supreme 300 Days

  • Regular customers: 7.05%
  • Senior citizens: 7.55%
  • Super senior citizens: 7.80%

IND Super 400 Days

  • Regular customers: 7.30%
  • Senior citizens: 7.80%
  • Super senior citizens: 8.05%