Kisan Samman Nidhi (PM-KISAN) Yojana is an important scheme run by the Government of India to help farmers financially.
Under this scheme, the government deposits financial assistance of ₹ 6,000 to eligible farmers every year directly into their bank accounts in three equal installments.
Who is eligible
Land Owner- You must have less than 2 hectares of land suitable for cultivation.
Land papers- Your land should be recorded in government records (revenue records).
Farmer Registration- You must be a registered farmer with the Land Records Department of the State Government.
How to apply (online and offline)
Online- You can apply by visiting the official government website (pmkisan.gov.in).
Offline- You can fill out the application form by visiting your local Common Service Center (CSC).
What is the benefit
Financial assistance- This scheme is financial assistance to farmers, which enables them to meet their expenses and improve their livelihood.
Get rid of big lenders- Direct financial assistance helps farmers avoid taking high-interest loans.
Increase in agricultural production- This scheme enables farmers to buy better seeds, fertilizers, and equipment, which increases agricultural production.
Improvement in living standards- Kisan Samman Nidhi helps improve their living standards by providing resources to meet their basic needs.
Some important points
Aadhaar seeding- To avail of the benefits, farmers have to link their Aadhaar card with their land records.
eKYC- This is a verification process, which the government does to ensure that the benefits are reaching the right people. You can do e-KYC through the government website or the PM Kisan app.
Land seeding- The process of linking your land records with the PM-KISAN scheme is called land seeding. For this, you have to go to your nearest agriculture department office.
Bank seeding (NPCI)- Get your bank account’s NPCI done. To get NPCI done, contact your nearest bank branch with your passbook and Aadhaar card.
What to do if you don’t get installments
If the installment does not come to your account even after the due date, wait for a few days. If it still does not come, then possibly your bank account not being linked to Aadhaar, incorrect information or incomplete KYC may be the reason. In such a situation, you should contact your nearest agriculture office.
Kisan Samman Nidhi is an important scheme for the farmers of India. The financial help given to the farmers by this strengthens their financial condition and also leads to progress in the agriculture sector!