SIP, Mutual Fund Investment: Many people are now eager to invest to make more money along with their salaries from respective jobs. There are lots of questions among people who want to do some business. Any kind of business needs attention, like jobs. So, a job with business is not a comfortable option to deal with. In such a situation, people often choose post office or bank schemes for investment. If someone has the guts to take some risk, then a hefty profit can be achieved. As we say, no risk, no gain.
If you look closely, those who invest through Systematic Investment Plan, ie SIP, have also received 40 to 50% annulized returns during the last 5 years. Today we are telling you about seven such equity mutual funds, whose performance has been excellent during the last five years.
40-50% return from SIP investment:
QUANT SmallCap Fund- SIP return for 5 years investment- 50.29%
Motilal Oswal MidCap Fund- SIP return for 5 years investment- 43.83%
Bandhan Infrastructure Fund- SIP return for 5 years investment- 43.47%
Nippon India SmallCap Fund- SIP return for 5 years investment- 42.95%
ICICI Prudential Infrastructure Fund- SIP return for 5 years investment- 42.92%
Bank of India SmallCap Fund- SIP return for 5 years investment- 40.89%
QUANT MidCap Fund- SIP return for 5 years investment- 40.18%
In the last few years, investing in mutual funds is becoming a popular option. The reason for this is to get good returns like stock markets. The risk in investing in mutual funds is also comparatively less than in the stock market, because the portfolio in mutual funds is diversified. Moreover, if invested in equity mutual funds through SIPs, the benefit of cost averaging is also obtained.
There will be market risk
But despite all this, it is very important to remember that even if investing in equities is done through mutual funds or SIPs, there will be market risk. Especially smallcap and midcap funds are considered to be more risk-averse, so before deciding to invest in mutual funds, understand your risk appetite well, and if possible, consult a good investment advisor.