The interest rate on EPFO accounts has been fixed at 8.25% for the financial year 2024-25, benefiting around 7 crore PF account holders. Additionally, the facility to withdraw money through UPI is expected to be launched soon.
A portion of employees’ salaries is deducted in advance and deposited into their PF accounts. The company also contributes an equal amount. Many people withdraw this money after retirement, but it can also be used for emergencies. Simply put, the provident fund is an essential savings scheme for an employee’s future.
But how can you check if the money is being deposited on time? How can you see the total amount in your PF account? Many people are unaware of this. However, you can easily check your PF balance from home. In this article, we will share all the details regarding how to check your PF balance step by step.
How to Check Your EPF Balance Easily
1. Through the EPFO Official Portal
- Visit the official EPFO website.
- Go to the ‘Our Services’ section and click on ‘For Employees’.
- Select the ‘Member Passbook’ option.
- Log in using your UAN number and password.
- After logging in, you can view your PF passbook, which shows your balance and deposit details.
2. Check Balance via SMS
- Your UAN number must be active.
- Send an SMS in this format: ‘EPFOHO UAN’ from your registered mobile number to 7738299899.
- Within a few moments, you will receive an SMS with your PF balance details.
3. Check Balance via Missed Call
- EPFO provides a missed call service for balance inquiries.
- From your registered mobile number, give a missed call to 011-22901406.
- Shortly after, you will receive an SMS with your PF balance details.
4. Check Balance via the UMANG App
- Download the UMANG app on your mobile.
- Open the app and select the EPFO option.
- Click on ‘Employee-Centric Services. ’
- Log in with your UAN number and OTP.
- You can now view your PF balance and other important details.
These simple methods allow you to check your PF balance anytime from home without visiting any office.