Many regulatory changes take effect on the first of every month, and these often have a direct impact on consumers’ finances. Several important rules are set to change from December 1, 2024, affecting sectors ranging from cooking gas to banking, telecom, and tourism. Let’s take a closer look at these changes.

Will OTP Be Stopped?

Suspicious OTPs often lead to fraud, wiping out people’s bank accounts. However, tracing scammers in such cases is very difficult.

Now, the Telecom Regulatory Authority of India (TRAI) has directed telecom companies to enable message traceability. This means telecom companies must identify the source of messages. If they fail to comply, users might stop receiving OTPs or face delays.

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Trips to the Maldives Will Be Expensive

Maldives, a popular destination for Indian tourists, is set to become costlier.

  • Economy-class passengers will now pay $50 (₹4,220), up from $30 (₹2,532).
  • Business-class passengers will pay $120 (₹10,129), up from $60 (₹5,064).
  • First-class passengers will pay $240 (₹20,257), up from $90 (₹7,597).
  • Private jet passengers will pay $480 (₹40,515), up from $120 (₹10,129).

Changes in Credit Card Rules

The Yes Bank will limit the number of reward points that can be redeemed for flights and hotels starting December 1. Similarly, HDFC Bank is changing its lounge access rules for Regalia credit card users. From December 1, users will need to spend Rs 1 lakh each quarter to be eligible for lounge access. State Bank of India and Axis Bank have also revised their reward point rules and credit card fees for individual users.

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Probable Reasons for Changing

The government announced these changes to improve security, enhance revenue, and update banking policies. OTP regulations aim to reduce fraud by ensuring better traceability of messages. The hike in Maldives travel fees is intended to boost the country’s tourism revenue, while credit card rule updates reflect adjustments in banking rewards and benefits to align with evolving consumer needs.

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A sports journalist driven by passion and dedication, I blend my love for writing and games seamlessly. Currently with Timesbull and having honed my craft at Sportskeeda, Cricreads, and Athlete Fortune,...