As time progresses, the number of cyber crimes in India is increasing. But did you know that you can also get cheated through a PAN card? Yes, you heard it right. Now a days, a new method of fraud has emerged through PAN cards. In this, criminals are taking fake loans through the Aadhaar and PAN cards of any person. Let us tell you that most of the cases of online fraud through PAN cards have happened with those who were negligent about the photocopy of their Aadhaar and PAN card. Let’s know what you should keep in mind while using the PAN card and how to detect fake loans on your PAN card.
Keep these things in mind while using a pen
Whenever you give a hard copy of your PAN card to someone, write the date on it and sign it. Also, do not forget to mention the work for which you are giving that copy. On the other hand, when you use the PAN card online, take special care that the website and your network are safe or not. If you have any doubt, check your PAN once again before giving it details.
How is the PAN card misused?
If your PAN card or Aadhaar card falls into the hands of the wrong person, then he can take a loan in your name. To carry out this kind of fraud, your personal information is first stolen. This information is then used in fraudulent works such as taking fake loans. Your personal information can be linked to a bank account, credit card, email ID, Aadhaar, PAN card, or your social media accounts.
How to check fake loans
If you think that someone else has taken a loan on your PAN card, then you have to go to the Income Tax Department’s website to check it. Download the 26AS form by logging in here. Now, through this form, you can check all the financial activities done through your PAN card. By doing this, you will easily know which loan you have not taken. If such fraud has happened to you, then you can file a complaint.
