Automated teller machines (ATMs) enable you to withdraw money from your savings and current accounts in a convenient and simple way. It allows you to withdraw money anytime and anywhere. However, there are limits to how many transactions you can make in a time frame and the maximum amount you can withdraw at a time from ATMs.
What is the ATM withdrawal limit?
ATM withdrawal limit refers to the maximum amount that an individual can withdraw from his savings or current account for a given period of time. The maximum limit varies from bank to bank and depends on the type of account.
For example, some banks may allow a maximum withdrawal limit of Rs 25,000 per day on the basic account type. Other banks, on the other hand, offer a withdrawal limit of Rs 40,000 per day on their basic account.
Daily ATM withdrawal limit refers to the maximum amount that you can withdraw from your bank account per day. Most Indian banks have ATM withdrawal limits ranging from Rs 20,000 to Rs 50,000.
Top banks limit ATM withdrawals
SBI ATMs
These limits may change depending on your SBI account type and debit card terms.
If you have a Maestro debit card or a classic debit card, you can withdraw a maximum of Rs 40,000 per day.
If your account is linked to InTouch or SBI Go, then the daily withdrawal limit is Rs 40,000.
With SBI Platinum International Debit Card, you can withdraw a maximum of Rs 1,00,000 per day.
HDFC ATM
If you have an International Woman Advantage or NRO debit card linked to your HDFC account, you can withdraw a maximum of Rs 25,000 per day.
For International Business, Titanium or Gold debit cards linked to your account, the daily withdrawal limit is Rs 50,000.
If your account is linked to the Titanium Royale debit card, the daily withdrawal limit is Rs 75,000.
For Platinum and Imperia Platinum Chip debit cards, the daily withdrawal limit is Rs 1,00,000.
If you have a JetPrivilege HDFC Bank World Debit Card linked to your account, you can withdraw up to Rs 3,00,000 per day.
ICICI ATM
The withdrawal limit for ICICI Bank Coral Plus debit card users is Rs 1,50,000 per day.
If you have ICICI Expression, Platinum or Titanium debit cards linked to your account, the daily withdrawal limit is Rs 1,00,000.
The daily withdrawal limit for ICICI Smart Shopper Silver Debit Card through ATMs is Rs 50,000.
If you have an ICICI Bank Sapphiro debit card, you can withdraw a maximum of Rs 2,50,000 per day.
Axis Bank ATM
If you have a RuPay Platinum or Power Salute debit card, you can withdraw up to Rs 40,000 per day.
The daily withdrawal limit is Rs 50,000 for Liberty, Online Rewards, Rewards Plus, Secure Plus, Titanium Rewards and Titanium Prime debit cards.
If you have a Priority, Prestige, Delight or Value Plus debit card, you can withdraw up to Rs 1,00,000 per day.
The daily withdrawal limit for the Axis Bank Burgundy debit card is Rs 3,00,000.
