The government’s Sukanya Samriddhi Yojana is a great option to secure your daughter’s future. Under this scheme, you can create a big fund by depositing a small amount every month in the name of your daughter.
Today we will tell you how you can create a big fund by depositing small amounts in the name of your daughter.
Sukanya Samriddhi Yojana
For your information, let us tell you that under Sukanya Samriddhi Yojana, parents can start investing by opening an account in the name of their daughter.
Along with this, a minimum investment of ₹ 250 is made annually in this scheme and a maximum of Rs 1.5 lakh can be invested.
Along with this, currently, in this scheme, you are being offered an interest rate of 8.2% on a rolling basis.
Important rules related to the account
For the information of all of you, let us tell you that under this scheme, the interest of the candidates who want to invest and the parents who want to invest is revised by the government every quarter.
along with this, if the interest decreases or increases, then changes can also be seen in the maturity amount.
Along with this, if you open an account under this scheme, then you have to make your investment before 5 April every year, otherwise, you will not get the benefit of interest. Along with this, if your daughter is born, then you can start your daughter’s account from the beginning and at the time of maturity i.e. after completion of 21 years, you will get full benefit.
How to get a big fund
Currently, if you want to create a big fund under this scheme, then you have to invest a large amount.
In such a situation, if you can deposit Rs 1.5 lakh annually for 15 years under this scheme, on which you will be provided maximum benefit, then according to that you will also get a great interest rate. Under this scheme, if you deposit Rs 1.5 lakh every year for 15 years.
According to that, if we talk about the total deposit, then your total deposit will be Rs 22,50,000, whereas if we talk about maturity, then at the time of maturity you will get a fund of more than Rs 71,82,119, in which you will get interested of Rs 49,32,119, which will be completely tax-free.