Pension: After the announcement of the budget, the discussion on income tax or tax has increased. But not everyone is taxed. There are many workers whose wages are very low. As a result, they don’t have to pay taxes. It is also possible to save less income. For this, there is a good scheme of the central government, by investing in this scheme, you can get some financial help for the elderly. The name of the scheme being talked about in this report is Atal Pension Yojana, one of the easiest ways to get pension in old age, along with the government guarantee.
Atal Pension Yojana is for those Indians who do not come under the purview of income tax. Under this scheme, monthly pension can be ensured in old age by investing up to 60 years of age. Under this scheme, a pension of Rs 1,000 to Rs 5,000 can be availed. How much you get depends on the amount of your investment. If you are between 18 and 40 years of age and are not a taxpayer, then you can easily apply for this scheme.
You can apply for Atal Pension Yojana both online and offline. To apply offline, you have to go to the bank and fill the form. You can also apply online through net banking. For this, log in to Net Banking and search for APY. All requested information must be provided on the application form. And then fill out the form. If the automatic debit option is active, the money will be deducted from the bank account at a certain time of the month.
The easiest way to apply online:
Go to https://enps.nsdl.com/eNPS/NationalPensionSystem.html. From here, go to Atal Pension Yojana tab and click on APY registration. After completing the registration form, click on the New Registration button. Complete the KYC process by entering all the required details in the form. Then you have to give a number. Choose how much pension you expect after the age of 60. You can choose monthly, quarterly, half-yearly or yearly installments. After that, you need to fill out the registration form. After completing the process, you will reach the eSign tab of the NSDL website. After verifying the Aadhaar OTP, you can join this scheme.
The necessary documents:
Age proof documents such as passport, driving license, Voter ID card, PAN card, Aadhar card, PAN card, Aadhar card, etc. are required for registration.