Post Office MIS: If you are thinking of investing in a great scheme, then this news is especially for you. Today we are going to tell you about a great scheme of the post office. The name of this investment scheme of the post office is Monthly Income Scheme (MIS). If you want to get regular income every month on your investment, then this scheme can prove to be a better option for you. By investing in this scheme of the post office, you also get many great benefits.
Investment security and assurance of regular income
This scheme is completely safe in terms of investment. By investing in it, you do not have to face any kind of market risks. This scheme is quite popular in the country. Many people are investing in it. In this episode, let us know about it in detail.
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Special features of the Monthly Income Scheme (MIS)
In the Monthly Income Scheme of the Post Office, you have to make a lump sum investment, on which you get the benefit of interest rate. After investing in this scheme, you keep getting the benefit of interest for 5 years. This scheme is great for those who want regular income while keeping their savings safe.
Account opening options and investment limit
The Monthly Income Scheme is a small savings scheme of the post office. You can open your account in this scheme in both single and joint forms. If you open a single account in the Post Office Monthly Income Scheme, then you can invest up to Rs 9 lakh in this scheme. At the same time, by opening a joint account, you can invest a maximum of Rs 15 lakh in this scheme. On investing in this scheme, you are currently getting an interest rate of 7.4 percent.
Fixed income every month
If you make a lump sum investment of Rs 9 lakh in this scheme, then you will get an interest of Rs 5,550 every month. At the same time, if you invest Rs 15 lakh in this scheme by opening a joint account, then you will get Rs 9,250 as interest on investing in it. In this case, you will get an interest of Rs 1,11,000 annually.
Post Office Monthly Income Scheme (MIS) is a great option for those who want both safe investment and regular income. This scheme not only provides you with financial security but also makes your future secure. So, if you are also looking for regular income, then definitely consider this scheme of Post Office.
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