Post Office Saving Scheme: Everyone dreams of investing and collecting a huge fund. If you want to earn a good income in the future, then there are many good schemes being run by the Government of India. Today we are going to tell you about such a scheme, where the investment will be safe and the money will not sink.
Actually, you will need to invest some money in the post office. Today we are going to tell you about the Recurring Deposit (RD) Saving Scheme, which is enough to win everyone’s heart. This is a safe investment, in which you can make big money by spending a little. Its maturity is 5 years in total. By spending a small amount, you can fulfill your dream of becoming rich, which will not cause any kind of problem. You can know below how much interest is being received in this scheme.
Important things related to the post office scheme
The Post Office Recurring Deposit i.e. RD scheme is like a boon for the people. The maturity period of this scheme is 5 years, but as per your wish, you can extend it up to 10 years. In this scheme, you can easily get interest up to 6.7 percent. You can open your account in recurring deposit scheme by spending a total of Rs 100.
There is not going to be any problem with this. There is no limit on the amount to invest in the scheme. You can also open an account in the name of your children. The facility of pre-mature closure is also easily available in this. Loan facility is also easily available in the scheme. After depositing the amount for one year, you can take a loan of 50% of the total amount. 2 percent interest will have to be deposited on this loan.
Know the way to become a lakhpati
The way to become a lakhpati in the RD scheme of the post office is also very simple, due to which there is not going to be any problem. In this, you will need to invest Rs 5,000 monthly. After maturity for 5 years, you will have to deposit a total of Rs 3 lakh. With an interest rate of 6.7% on this investment, Rs 56,830 more will be added to it.
If you extend the scheme account for another five years, the deposit amount will easily become Rs 6,00,000. At the same time, the interest on the amount will also increase to Rs 2,54,272. After completion of 10 years, you will become the owner of Rs 8,54,272.