Punjab and Sind Bank Personal Loan: Friends, if you need money in an emergency. For which you are asking for help from your relatives but they are not helping you, then we are going to tell you about Punjab Sind Bank. From which you can take a loan of up to Rs 20 lakh and spend it according to your requirement.

If you want to take a personal loan from Punjab Sind Bank, but you do not know how to apply for a loan in this bank online or offline? So now you do not need to panic, because we are going to give you complete information about Punjab and Sind Bank Personal Loan.

Punjab and Sind Bank Personal Loan

Punjab and Sind Bank is giving personal loan to its customers according to their need. If you are also a customer of this bank, then you can apply for it online or offline. It is giving you a loan from Rs 10 thousand to Rs 20 lakh.

Sind Bank charges you an annual interest rate of 9.4 percent to 14 percent. If you take a loan from this bank, then it gives you time from 6 months to 60 months to repay this loan.Which you can payback in easy installments.

Features of Punjab and Sind Bank

  1. This bank gives you a loan from ₹ 10000 to a maximum of Rs 20 lakh.
  2. This bank gives you a maximum of 60 months to repay the loan.
  3. This bank charges you an interest rate of 9.40 percent to 14 percent.
  4. This bank does not charge you any additional fee on the loan amount.

Eligibility for Punjab and Sind Bank Loan

  1. The applicant should be an resident of India.
  2. The age of the applicant should be between 21 years to a maximum of 60 years.
  3. The applicant must be doing a job or engaged in a profession.
  4. The annual income of the applicant should be more than Rs 3.5 lakh.

Documents that required for the Punjab and Sind Bank Personal Loan

  • PAN Card
  • Aadhaar Card
  • Income Certificate
  • Salary Slip
  • Bank Statement of the last 6 months
  • Bank Account Passbook
  • Two passport size photos
  • Mobile Number
  • Email ID

Punjab and Sind Bank Personal Loan Registration

  1. To get a personal loan from Punjab and Sind Bank, you have to visit your nearest bank branch.
  2. After going to the bank, you have to take information about personal loan from the bank officer and get the loan application form.
  3. After this, you have to enter your information correctly in the personal loan application form.
  4. After this, you have to paste your colored passport size photo on the personal loan application form and sign in the signature place.
  5. Now you have to attach whatever documents are asked with the application form.
  6. After completing the entire process of the application form, the form has to be submitted to the bank employees.
  7. After this, the bank employee will check your application form and if it is found correct, then you will be given the loan amount.