Secure Your Daughter’s Future with Just ₹1,000 – Here’s How You Can Ensure Her Education and Marriage

Sukanya Samriddhi Yojana Update: It is the wish of every parent that every child in the family receives a good education. In such a situation, they are often worried about how they will manage the expenses of higher education in this era of inflation. How will they manage the expenses of their daughter’s marriage? But today, we are going to tell you about a scheme through which you can ease these worries. All you need to do is arrange ₹1,000 every month.

How to Open a Sukanya Samriddhi Account for Your Daughter

To secure your daughter’s future, start by opening a Sukanya Samriddhi Account (SSY) in her name. This account can be opened at any post office or authorized bank.

Key Points to Remember:

• The account (SSY) can be opened from the time of the daughter’s birth up to the age of 10 years.
• A birth certificate of the daughter and KYC documents of the guardian are required.
• PAN and Aadhaar card of the guardian are mandatory for account opening.
• Only one account is permitted per girl, and a maximum of two accounts can be opened per family.

Required Documents to Open the Account

To open a Sukanya Samriddhi Account (SSY), the following are required:

• Daughter’s birth certificate.
• Guardian’s KYC documents, including PAN and Aadhaar card.
• Note: Each family can open a maximum of two accounts, and only one account is allowed per girl.

Returns on Your Investment

Under the Sukanya Samriddhi Yojana (SSY), the government offers 8.20% interest on the deposited amount. Here’s what you can expect based on your investment:

• Deposit ₹1,000 per month for 15 years: You will receive ₹3.48 lakh at maturity.
• Deposit ₹1,000 per month for 20 years: The maturity amount will be approximately ₹6 lakh.
• Deposit ₹2,000 per month for 15 years: You will get ₹7 lakh.
• Deposit ₹2,000 per month for 20 years: The maturity amount will rise to ₹11.85 lakh.

Withdrawal Rules

• Once your daughter turns 18, you can withdraw up to 50% of the deposit for her education or marriage.
• The total deposited amount (SSY) and interest can be withdrawn when she turns 21.