UPI: The trend of online transactions through Unified Payments Interface (UPI) has significantly risen in the country recently. Individuals utilize UPI for all types of transactions, ranging from large shopping centers to small vendors and paan stalls. Conducting online transactions is simple.
Nonetheless, various kinds of risks exist in online transactions. Nearly all banks in India offer UPI service. You can transfer funds to any account by inputting their UPI number and scanning their UPI QR code. Often, individuals accidentally transfer funds to an incorrect number, resulting in the money being deposited into the wrong account. If you experience a similar mistake, there’s no need to be concerned; your funds can be credited back to your account within 24-48 hours.
You must reach out to UPI customer support
If funds have been sent to an incorrect number, you must reach out to UPI customer support. No matter which payment app you use, such as PhonePe, Google Pay, Paytm, or any other, you need to provide its customer support with all the necessary details. In addition to this, you can file a complaint by contacting your bank’s customer support. Assistance will be provided to you. If you send money to an incorrect number via UPI, you can call that number and request the individual to refund the amount.
In addition to this, you can likewise present him with the screenshot of the money transfer. Nonetheless, the likelihood of retrieving the funds using this method is minimal, and this sort of cyber scam is also occurring, making the prospects of recovering the money negligible; however, you may attempt it. Nevertheless, it has often been observed that individuals give the money back. The National Payments Corporation of India (NPCI) has additionally provided a toll-free number for its customers. To do this, you need to contact 1800-120-1740 and provide your full details.