Mutual fund houses continuously launch new and innovative funds, promising high returns for investors. However, their success can only be judged over time. On the other hand, some mutual fund schemes have been around for many years and have consistently delivered great returns, creating wealth for investors.
Some of these schemes have recently completed 25 years. Among them, at least four equity schemes have turned a monthly SIP investment of Rs 2,500 into a fund of over Rs 1 crore in 25 years. Let’s learn more about these four wealth-creating schemes.
1. SBI Consumption Opportunities Fund
The SBI Consumption Opportunities Fund is one of the successful schemes that has completed 25 years. Launched on July 5, 1999, the fund’s asset under management (AUM) was Rs 3015 crore as of October 31, 2024. The minimum lump sum investment in the fund starts from Rs 5,000, while the minimum SIP amount is Rs 500.
Fund Performance on SIP Investment
The SBI Consumption Opportunities Fund has delivered an annualized return of 19.4% to SIP investors over 25 years. If someone had invested Rs 2,500 every month through SIP from the start, their total investment of Rs 7.50 lakh would now be worth Rs 1.43 crore.
- Annualized return in 25 years: 19.46%
- Monthly SIP: Rs 2,500
- Total investment in 25 years: Rs 7.50 lakh
- Value of SIP after 25 years: Rs 1.43 crore
Fund Performance on Lump Sum Investment
- Return in 1 year: 22.13%
- Return in 3 years: 21.26% p.a.
- Return in 5 years: 15.50% p.a.
- Return since launch: 15.44% p.a.
Top Holdings:
- Bharti Airtel
- ITC
- HUL
- Page Industries
- GO FASHION (INDIA)
- Procter & Gamble
- Chalet Hotels
- Vedant Fashions
- Hero Motocorp
- EMAMI
2. SBI Healthcare Opportunities Fund
The AUM of SBI Healthcare Opportunities Fund was Rs 3417.11 crore as of October 31, 2024. Launched on July 5, 1999, this fund has proven to be a great return generator for investors. The minimum lump sum investment is Rs 5,000, and the minimum SIP is Rs 500.
Fund Performance on SIP Investment
The fund has delivered an annualized return of 18.27% to SIP investors over 25 years. If someone invested Rs 2,500 every month, their total investment of Rs 7.50 lakh would have grown to Rs 1.18 crore.
- Annualized return in 25 years: 18.27%
- Monthly SIP: Rs 2,500
- Total investment in 25 years: Rs 7.50 lakh
- Value of SIP after 25 years: Rs 1.18 crore
Fund Performance on Lump Sum Investment
- Return in 1 year: 57.32%
- Return in 3 years: 24.01% p.a.
- Return in 5 years: 29.5% p.a.
- Return since launch: 17.12% p.a.
Top Holdings:
- Sun Pharma
- Max Healthcare
- Divis Lab
- Poly Medicure
- Lupin
- Cipla
- KIIMS
- Jupiter Life Line
- Mankind Pharma
- Aether Industries
3. ICICI Prudential ELSS Tax Saver Fund
Launched on August 19, 1999, the AUM of ICICI Prudential ELSS Tax Saver Fund was Rs 14,347 crore as of October 31, 2024. This fund has also provided excellent returns on both SIP and lump sum investments.
Fund Performance on SIP Investment
The ICICI Prudential ELSS Tax Saver Fund has delivered an annualized return of 18.54% to SIP investors over 25 years. If someone had invested Rs 2,500 every month, their total investment of Rs 7.50 lakh would now be worth Rs 1.23 crore.
- Annualized return in 25 years: 18.54%
- Monthly SIP: Rs 2,500
- Total investment in 25 years: Rs 7.50 lakh
- Value of SIP after 25 years: Rs 1.23 crore
Fund Performance on Lump Sum Investment
- Return in 1 year: 27.7%
- Return in 3 years: 11.88% p.a.
- Return in 5 years: 18.24% p.a.
- Return since launch: 19.37% p.a.
Top Holdings:
- ICICI Bank
- HDFC Bank
- Avenue Supermart
- Bharti Airtel
- Maruti Suzuki
- Sun Pharma
- Axis Bank
- Larsen & Toubro
- Infosys
- NTPC
4. ICICI Prudential FMCG Fund
Launched on March 31, 1999, the AUM of ICICI Prudential FMCG Fund was Rs 1,763.03 crore as of October 31, 2024. This fund has proven to be a wealth creator for investors.
Fund Performance on SIP Investment
ICICI Prudential FMCG Fund has delivered an annualized return of 17.93% to SIP investors over 25 years. If someone invested Rs 2,500 every month, their total investment of Rs 7.50 lakh would now be worth Rs 1.11 crore.
- Annualized return in 25 years: 17.93%
- Monthly SIP: Rs 2,500
- Total investment in 25 years: Rs 7.50 lakh
- Value of SIP after 25 years: Rs 1.11 crore
Fund Performance on Lump Sum Investment
- Return in 1 year: 14.25%
- Return in 3 years: 15.53% p.a.
- Return in 5 years: 14.08% p.a.
- Return since launch: 16.52% p.a.
Top Holdings:
- ITC
- HUL
- Nestle India
- Godrej Consumer
- Gillette India
- Tata Consumer
- Dabur India
- Britannia Ind
- United Spirits
- Marico
Disclaimer: Investment in any equity fund is subject to market risk. There is no guarantee of continuation of past returns in the future. Please consult an expert before making an investment decision. Times Bull is not responsible for any financial investments; it is entirely your decision. Please consult a financial advisor before investing for better financial planning.