Sukanya Samriddhi Yojana: Every parent wishes that every child in the family gets a good education. In such a situation. they are always worried about how to meet the expenses of higher education in this era of inflation.
How will the daughter get married? But today we are going to tell you about a scheme through which you can get rid of this worry. For this you just have to arrange a thousand rupees every month.
First of all, open a Sukanya Samriddhi account in the name of your daughter. This account can be opened in any post office or bank. However keep in mind that this account can be opened at the time of birth of the daughter or till the age of 10 years.
This account can be opened easily with the daughter’s birth certificate and the KYC of the guardian. For this, it is mandatory to have PAN and Aadhar card of the guardian. Apart from this. this account can be opened for a maximum of two girls in the family. And a girl cannot have more than one account.
How much will you get if you deposit how much?
The central government gives 8.20 percent interest on the deposit amount under Sukanya Samriddhi Yojana. In such a situation, if you deposit 1 thousand rupees every year in this account. then you will get 3 lakh 48 thousand rupees after 15 years.
If you deposit one thousand rupees for 20 years. then you will get about 6 lakh rupees when the account matures. On the other hand. if you deposit 2 thousand rupees every month, then you will get about 7 lakhs after 15 years and 11.85 lakh rupees after 20 years.
When the daughter is 18 years old, you can withdraw 50 percent of the deposit amount for the daughter’s education or marriage. The total amount deposited in the account and the interest amount can be withdrawn when the daughter is 21 years old.