Sukanya Samriddhi Yojana: The scheme has been started to improve the future of daughters and to make them self-reliant. This is the most famous scheme in the country. Let us tell you that this scheme was started by the Central Government in 2015. By depositing a small amount monthly in this scheme, you can deposit a large amount for the marriage and education of the daughter. There is no risk of any kind in this scheme. Only after this you can get returns.
How much money will be received on monthly 2 thousand rupees?
Actually, we are talking about the SSY scheme; in this scheme, interest is being received at the rate of 8.2 per cent. If any person can invest up to 2 thousand rupees monthly in this scheme in the name of a 3-year-old daughter. After this, more than 10 lakh rupees will be received on maturity. On the other hand, if you invest for 15 years at the rate of 2 thousand rupees, the total amount will be 3 lakh 60 thousand rupees.
After getting compound interest in this scheme, you will be able to get a total amount of Rs 6 lakh 58 thousand 425. At the same time, after the daughter turns 21 years old, you will get more than 10 lakh rupees.
How much money will be received when the daughter turns 18
Under the SSY scheme, an account can be opened for a daughter below 10 years of age. SSY account is opened by the parents. To invest in this scheme, one has to go to the bank or post office. At the same time, before maturing in 21 years, when the daughter turns 18, you can withdraw money for studies. However, the remaining amount can be withdrawn when she turns 21.
How much can you invest in SSY scheme?
You can invest a minimum of Rs 250 in the SSY scheme. At the same time, you can invest up to a maximum of Rs 1.5 lakh. In this scheme, accounts of 2 daughters from a family can be opened. Under the scheme, a tax benefit of up to Rs 1.5 lakh is available under Section 80C of Income Tax.
