Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana (SSY) is an ambitious scheme of the Central Government for the education and better future of daughters, which was started in 2015! Under this Sukanya Samriddhi account, parents can open an account for their daughter’s good education and better future!
GDS Shashikiran Rathore of Post Office Janjgir told Local 18 that Sukanya Samriddhi Account is an ambitious scheme of the Central Government, which was started in 2015. In which low and middle class families can take advantage of it.
Under this, SSY account of Sukanya Samriddhi Yojna can be opened in any post office for daughters up to 10 years of age! He told that to open SSY account of Sukanya Samriddhi Yojana, a form has to be given in the post office! After filling it, a photocopy of the girl’s (daughter) Aadhaar card and passport size photo have to be attached!
Along with this, the parents will have a photocopy of Aadhaar card and PAN card and passport size photo of the mother or either of the two! At the same time, to open a Sukanya Samriddhi account, you can open it with a minimum of Rs 250 .At the same time, a maximum of 1.5 Lakh rupees can be added in 1 year.
Sukanya Samriddhi Yojana Eligibility
The benefits of Sukanya Samriddhi account were told! That you are not obliged to deposit money in this account every month! You can deposit money in it whenever you want. You can deposit money 2 to 3 times a month and once in 6 months.
But just keep one thing in mind! That in this you can deposit at least 250 rupees and a maximum of 1 lakh 50 thousand rupees in 1 year. At the same time, under this Sukanya Samriddhi Yojana, Sukanya Samriddhi account can be opened for two daughters of a family!
If your daughter is 5 years old and you are investing Rs 10,000 per month at an interest rate of 8.2% per annum, then the estimated maturity amount in the scheme after 21 years will be around Rs 55.61 lakh. You invest Rs 17.93 lakh in this scheme, earning Rs 37.68 lakh in interest after 21 years. If you invest Rs 1,50,000, then the maturity amount will be Rs 69.8 lakh.
Money can be withdrawn in this many days
Giving more information to Local 18, GDS Shashi Kiran told that money can be deposited in Sukanya Samriddhi Yojana (SSY) for up to 15 years! If you want, you can withdraw 50% of the amount deposited in Sukanya Samriddhi account for your daughter’s education when she turns 18.
After that, the remaining 50% amount is deposited by the government on the basis of maturity when the daughter turns 21! You will get both the full amount and the interest rate on it! He told that the interest rate keeps increasing and decreasing every year! Currently, the interest rate of Sukanya Samriddhi account is 8.2 percent!