Post Office Scheme: If you are also a senior citizen and are planning for your retirement, then today we have brought such a scheme of the post office for you. You will be shocked to hear and see it. In which you will get double profit and also a big income source. So let us tell you about that scheme of your post office.
If you also want to get a fixed income every month after retirement, then today’s news is for you. For this, you have to save along with your job. Most people like to invest in post office schemes.
The main reason for this is that investing in it is very safe and you also get a fixed interest. Today we are going to give you information about how you can get monthly income even after retirement.
Post Office Scheme
We are talking about the Senior Citizen Savings Scheme Plan of the Post Office, it is a small savings scheme. If you want a fixed income after retirement. then you can invest in this scheme. You can get up to Rs 20,000 every month. In this scheme, you are going to get the benefit of interest at the rate of 8.2%. Its maturity time is 5 years. any Indian person above 60 years of age can deposit money in this scheme at one time.
In this way, you can get an income of Rs 20,000 every month. The maximum period of investment in this scheme has also been increased now. Earlier you had to invest Rs 15 lakh in this scheme, now you can invest up to Rs 30 lakh.
If you invest Rs 30 lakh in Senior Citizen Savings Scheme, then you will get an interest of Rs 2 lakh 46,000 every year. In this way if calculated on a monthly basis, you can earn Rs 20,500 every month.
Under this scheme, those people can invest who take retirement themselves and their age is between 55 years to 60 years. They can open an account through this scheme, for this they have to go to their nearest post office. Under this scheme, you also have to pay tax on the money you get.