Railway Ticket Refund Rules: Indian Railways is one of the largest transport systems in the country, carrying millions of passengers daily. However, train delays often cause inconvenience, forcing passengers to change their travel plans. In such cases, many wonder how and when they can get a ticket refund. Here are the railway rules you need to know.

When Can You Get a Refund?

According to Indian Railways rules, if a train is delayed by 3 hours or more, passengers can cancel their journey and get a full refund. However, certain conditions apply.

No Refund on Tatkal Tickets

If you have booked a Tatkal ticket, you cannot get a refund, even if the train is delayed. This refund policy applies only to general and reserved tickets.

How to Apply for a Refund?

If your train is delayed and you want a refund, you need to file a Ticket Deposit Receipt (TDR). You can do this:

  • Online through the IRCTC official website
  • Using the Rail Connect mobile app

When Will You Get the Refund?

Generally, the refund amount is credited to the passenger’s bank account within 5 to 7 days. However, in some cases, it may take up to 90 days. If the refund is delayed beyond this period, passengers can file a complaint for further action.

Important Information for Passengers

If your train is delayed, it is important to know these railway refund rules. This will help you get your money back smoothly and plan your next journey without hassle.

How to Apply for a Refund Online Through IRCTC

  • Visit the IRCTC Website: Go to www.irctc.co.in and log in with your credentials.
  • Go to “My Transactions”: Click on “My Account”, then select “My Transactions” > “Booked Ticket History”.
  • Select the Ticket: Find the ticket you want to cancel and click “Cancel Ticket”.
  • File TDR (If Required): If the train is delayed by 3+ hours, click “File TDR” and choose the reason for the cancellation.
  • Submit & Get Refund: Confirm the cancellation. The refund will be credited to your bank within 5-7 days (up to 90 days max).

Key Points:

  • No refund on Tatkal tickets.
  • Refunds are processed automatically for e-tickets.