To empower women financially, the government launched the Mahila Samman Saving Scheme (MSSC) two years ago. The last date to invest in this scheme is 31st March 2025. The government has not yet announced any extension for this scheme, so it is important to invest before 31st March 2025. This scheme offers an interest rate of 7.5% per annum. By taking advantage of this opportunity, you can invest in your wife’s name and receive guaranteed returns.

Interest of ₹32,044 on an Investment of ₹2 Lakh

If you invest ₹2 lakh in the Mahila Samman Saving Scheme (MSSS) in your wife’s name for two years, you will receive ₹2,32,044.33 after maturity. This includes a guaranteed return of ₹32,044.33. Currently, no other savings scheme offers better returns with a two-year lock-in period. This opportunity is available only until March 31.

Why Invest?

  1. Guaranteed Returns: MSSS offers a safe and reliable savings option.
  2. Short-Term Benefits: Ideal for women seeking good returns in two years.
  3. Government-Backed Security: Ensures the safety of your investment.
  4. Partial Withdrawal Option: Allows 40% withdrawal after one year.

 

Key Features of MSSS

  • Investment Amount: Minimum ₹1,000, maximum ₹2 lakh.
  • Investment Period: Two years.
  • Eligibility: Women aged 18+ or guardians of minor girls.
  • Withdrawal Flexibility: 40% allowed after one year.
  • Taxation: The Interest is taxable, but no TDS deduction applies.