There is good news for cattle farmers in Bihar. Now, they no longer need to worry about insuring their dairy cattle. The Directorate of Cows under the Animal and Fisheries Resources Department has launched a special insurance scheme for dairy cattle. The main aim of this scheme is to protect cattle farmers from financial losses caused by the death of cattle due to serious diseases or other reasons.
Key Features of the Insurance Scheme
Subsidy on Insurance Premium
Under this scheme, cattle farmers need to pay only 25% of the insurance premium. The remaining 75% is covered by the state government, reducing the financial burden on farmers and ensuring no negative impact on their financial stability.
Maximum Insurance Value
The maximum value of dairy cattle has been set at Rs. 60,000. The total insurance premium is 3.5% of this value, amounting to Rs. 2,100. Out of this, the government provides a subsidy of Rs. 1,575, while the farmer pays Rs. 525.
Objective of the Scheme
The scheme aims to safeguard cattle farmers from financial losses due to the death of cattle caused by diseases like lumpy skin disease, HSBQ, or other reasons.
- Farmers will receive financial security for treatments and emergencies related to their dairy cattle.
- Priority is given to members of milk-producing cooperative societies.
- Cattle must be healthy for insurance, and a veterinarian will issue a health certificate.
Online Application Process
- Farmers can apply for the scheme online through the official website of the Directorate of Cow Development: https://dairy.bihar.gov.in.
- The application process is fully digital, making it convenient for farmers to apply from home.
- Security and Responsibility of Beneficiaries
- The scheme will be implemented through the District Cow Development Officer.
- Dairy cattle will be insured for one year by the insurance company.
- Ear tags will be installed on the insured cattle, and the responsibility for their safety will rest with the beneficiaries.