Personal loan without checking CIBIL score: In today’s digital age, it has become very easy to take a personal loan. If you want to take a personal loan without worrying about the CIBIL score, then you can use many such apps that give loans without any hassle. In this article, you will be told about these apps in detail.
Popular apps for personal loans
Rapi Pay Personal App: This is a very popular app that gives instant personal loans and credit. No credit history is required for this, only KYC documents are required. With this app, you can take a personal loan of up to Rs 60,000.
Money Tap: This app allows you to take a loan ranging from Rs 3,000 to Rs 5 lakh. You will have to pay interest between 12% to 36% on an annual rate basis. This app has received very good ratings and many users consider it trustworthy.
Pay Sense Personal Loan: Through this app, you can take a personal loan of up to Rs 5 lakh at an annual interest rate of 16% to 36%. Its rating is very good and many users consider it trustworthy.
Navi Loan App: With this app, you can take a loan of up to Rs 20 lakh. Its annual interest rate is between 10% to 45%. Its rating on the Play Store is very good and it is very popular among users.
Flexi Pay Personal Loan: Using this app, you can take a loan of Rs 500 to Rs 2 lakh. Its annual interest rate is between 19% to 55%. Its user base is very high and its rating is also very good.
Process of taking a loan
Taking a loan from these apps is very easy. All you have to do is download the app, submit your KYC documents and apply for a loan. Within a few minutes your KYC verification will be done and the loan amount will be deposited in your bank account.
Benefits of taking a loan
There are many benefits of taking a loan from these apps. The biggest advantage is that you do not need to show any kind of credit score or history. You can take a loan very easily and quickly. Apart from this, these apps give you the facility to take a loan sitting at home.
If you need money quickly and you do not want to worry about CIBIL score, then these apps can prove to be very useful for you. However, keep in mind that their interest rates can be a little high. But if you take a loan wisely and pay on time, then these apps can help you.
