Take advantage of the housing scheme to build your dream house, you will get loan at 6.5% interest, subsidy of Rs 1.3 lakh

Himansh

PM Awas Yojana Online Apply 2024 : Many people in our country do not have a permanent house to live in, especially in rural areas. The government started a program called Pradhan Mantri Awas Yojana to help these families. They give money to families who are not able to build their own houses. If you want to apply for this program and get assistance, be sure to read this article.

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PM Awas Yojana Online Apply 2024

Today we will know everything about the program called Pradhan Mantri Awas Yojana. We’ll find out how to apply, who can apply, what the purpose of the program is, what documents you need, and what benefits it offers. Be sure to read till the end to get all the information.

What is PM Awas Yojana?

Pradhan Mantri Awas Yojana is helping the poor families of the country who live in ordinary houses and slums. This program is making it possible for many people in rural and urban areas to finally own their own house. This is especially helpful for low-income people who are not able to own their own home.

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The government started this program to ensure that everyone has a safe place to live. Under the Pradhan Mantri Awas Yojana, the government helps people to build their houses by giving money and discounts. The person who needs help has to apply in the right way.

How much subsidy will be given in PM Awas Yojana?

PM Awas Yojana Online Apply 2024 Under this Pradhan Mantri Awas Yojana run by the government, people living in urban or rural areas get a subsidy ranging from Rs 120,000 to Rs 2,50,000. The amount of this subsidy has been determined on the basis of area. Your subsidy amount is sent directly to your bank account through the Direct Bank Transfer System.

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Objectives of PM Awas Yojana

This program helps families who do not have a lot of money to build their own homes. Many people dream of having their own house, but they are not able to buy it. This program is to help them realize their dream. It doesn’t matter whether you live in the city or the countryside, everyone can benefit from this program.

Benefits and features of PM Awas Yojana

Under Pradhan Mantri Awas Yojana, you get a loan for up to 20 years at a very low interest rate.

You have to pay only 6.50% interest on the loan you get. Loans are given at very low interest rates to specific groups of people like disabled people or senior citizens.

Eligible citizens residing in plain areas are provided financial assistance up to ₹120,000, while those living in hilly areas are provided financial assistance up to ₹130,000.

Under this scheme, additional assistance of up to ₹12,000 is also available if you construct a toilet in your home. The money you get from the program goes directly into your bank account.

Documents of PM Awas Yojana

Aadhar card

Photo

Beneficiary’s Job Card

bank passbook

Swachh Bharat Mission Registration Number

mobile number

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