Post Office Scheme: People are liking to invest in the post office and earn more profit from it and due to this, the profit on investment in the post office market schemes has now become unmatched. Banks are also far behind in terms of the benefits given by the post office.
In terms of investment, the post office has been the first choice of the people since the beginning and the most investment is being made in the post office savings schemes. After investing in the post office, full guarantee of return is being given by the government so that along with the safety of your investment money, you can also get full return on time.
If you invest 15 thousand rupees every month in the post office savings scheme and continue this investment for 5 years, then you are going to get a lot of money. Let us understand the complete calculation here, how much interest you will get and how much return you are going to get at the time of maturity. Post Office Savings Scheme gives more interest
Look, there are many such schemes in the post office at this time, in which the benefit of higher interest rates is being given by the post office, but if we talk about savings schemes, then at this time you are being given very good interest in the RD scheme of the post office. Therefore, investing in RD scheme at this time is becoming a very beneficial investment.
By investing in RD scheme, you can save a lot of money for your future. In this scheme, the post office is currently giving you 6.7 percent interest on investing for 5 years.
This much will be available if you invest 15 thousand rupees every month for 5 year
If we invest 15 thousand rupees every month in the RD scheme of the post office, then let us tell you that at this time you will be given 6.7 percent interest on it by the post office and in this you get a total investment of 9 lakh rupees in 5 years.
Apart from this, let us tell you that on calculation at the rate of 6.7 percent, the post office gives you Rs 1 lakh 70 thousand 487 as interest on the 9 lakh rupees deposited by you in 5 years. Apart from this, the total amount you will get on maturity will be Rs 10 lakh 70 thousand 487, which includes interest and your invested money.
This is how your account will be opened in Post Office Savings Scheme
If you want to invest in this scheme of Post Office, then first of all you have to go to your nearest post office or any of its branches and after that apply for this scheme from there. Along with opening your account in the post office, you will have to deposit the first amount of investment every month.
To open an account in this scheme, you will also have to give some of your documents so that your verification can be done, which includes your Aadhar card, PAN card, bank account details and your latest photograph. The current interest rate offered in this post office scheme is applicable till March 31, 2024, as the interest rates in savings schemes are reviewed once every three months.
