Post Office Saving Scheme: Today India and Indians are suffering from many problems such as financial crises, medical problems, future stress, and many more. To tackle these problems Post office is allowing us to make our lives peaceful. Many people are thinking about the child’s future, Daughter marriage, old age problems, etc. The post office has announced many government schemes which will help us to take care of all our problems.
Know why these schemes are safe
The Indian government is fully supporting these schemes so that we can trust them and by investing in them we can overcome our concerns and problems.
Today’s post office schemes are allowing us to live our lives without any future tension because they are providing the best return. Post office schemes such as RD, SCSS, PPF, NSCs, and SSY are the most high return schemes in today’s time.
Know how much return you will get
If you want to secure your family’s future then you must know the interest policies and tax benefits of the schemes.
Recurring Deposit: In this scheme, you have to pay a fixed amount every month for a period that is 1,3, or 5 years. Today’s time the government is offering 6.7% interest in this scheme. If you invest 1000 rupees every month for 5 years then after maturity you will get the total amount of 64020 rupees.
SENIOR CITIZEN SAVINGS SCHEME: This scheme is mainly for senior citizens. This is the highest return scheme in the post office. Post offices offer 8.2% interest for all senior citizens.
Public Provident Fund: The Indian post office offers this long-term investment scheme with tax benefits. This scheme is for a monthly payment plan for 15 years. After the Maturity consumer will get an amount with 7.1% interest.
National Saving Scheme: This is a long-term scheme. The period will be 5 -10 years. In this saving scheme, you will get 7.7% of high interest.
Sukanya Samriddhi Yojna: This scheme is especially for girls’ future. This scheme helps parent to give their daughter a peaceful life. This scheme is offering the highest interest of 8.2%.
