Post Office: Many types of schemes are being run by the Central Government to provide financial help to the citizens of the country. Crores of people are getting benefit from this. Today we are going to give you information about a scheme of the post office, in which you get good benefits in a very short time.
The risk when investing in post office schemes is very low. Along with this, you also get many benefits like tax and guaranteed returns.
Post Office High Return Scheme
Mahila Samman Savings Certificate Scheme has been started in the post office. In this scheme you can deposit from Rs 1000 to Rs 2 lakh. The amount deposited is in multiples of 100. Women cannot deposit more than Rs 2 lakh in the Samman Savings Certificate Scheme.
You get very good returns on the amount deposited in Mahila Samman Savings Certificate Scheme. In this scheme you can deposit money by opening many different accounts. There should be a gap of 3 months to open a new account
How much return do you get?
You get an interest rate of 7.5% per annum on investment in Mahila Samman Savings Certificate Scheme. The maturity period of this scheme is only 2 years, so many people are interested in investing in this scheme.
In this scheme, you can withdraw 40% of the deposited amount after one year of depositing the money. This amount can be withdrawn only once before maturity.
You will get Rs 2.32 lakh on maturity
If you invest Rs 2 lakh in the Mahila Samman Savings Certificate Scheme launched by the Post Office, then the interest amount at 7.5 percent interest rate will be Rs 32044. Thus, on maturity you will get a total amount of Rs 2.32 lakh.
Other conditions of this post office scheme
In this scheme of the post office, on the death of the account holder, the money deposited in the account is given to the nominee of the family. And the amount deposited in this scheme can be withdrawn even in case of illness. The account can be closed after 6 months of opening the account.
how to apply
To invest in Post Office Mahila Samman Savings Certificate Scheme, visit your nearest postal department office. Here you will get detailed information about this scheme. And then you can start investing by opening an account.
