QR Code Scan Fraud : Nowadays, as much as technology has made our lives easier, we also need to be cautious. Especially when it comes to QR codes. It is the era of cashless transactions, be it a restaurant or a roadside shop, you find QR codes everywhere. But do you know that a little carelessness can put you in huge loss? Yes, scanning the wrong QR code can also empty your bank account. So now is the time to be a little more cautious.
Let us know what important things should be kept in mind while scanning a QR code so that you can avoid cyber fraud.
Do not hurry while scanning a QR codM
Many times people scan any QR code without looking or in a hurry. But cyber criminals take advantage of this carelessness. They stick fake QR code stickers on the real payment stand. In such a situation, your payment goes directly to the fraud account. So always check the QR code carefully whether it has been pasted from above or not?
Be sure to check the name and account details before scanning
As soon as you scan the QR code, carefully check the name and mobile number of the person who appears on the screen. If that name does not match that of the shopkeeper or person, then do not make the payment at all. A small investigation can save you from a big loss.
Be careful of QR codes asking for payment
Often in fraud calls or messages, you are sent a QR code and it is said that you will get money by scanning it. Remember — QR codes are only for sending money, not for receiving. Scanning any such code is a direct danger.
Avoid QR codes received from untrusted places
If an unknown person sends you a QR code for payment, then be alert. The QR code link may contain a virus, spyware or phishing link, which can hack your phone’s information. Scan QR only from a trusted source.
Keep the ‘Confirm before Pay’ feature on in UPI apps
Most UPI apps have a feature like ‘Confirm before payment’. By keeping it on, you can check once again before making the payment whether the money is going to the right account or not.
Precautions
While scanning the QR code, first of all keep in mind that it is not redirecting to any link or URL.
Whenever scanning in public places, it also happens that it redirects to some other URL, so avoid this.
Call on Cyber Alert 1930
The government and banks issue alerts about cyber fraud from time to time. Take such alerts seriously and also inform your acquaintances. Awareness is the biggest defense, if any cyber fraud happens with you, then contact the top toll free number 1930.