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The 8th Pay Commission is presently in its consultation phase, engaging with multiple stakeholders to gather input before finalizing its official recommendations. As part of this process, a senior delegation from the Commission will visit Mumbai this week on 22nd and 23rd October 2026. Throughout this visit, the Commission will conduct extensive meetings with employee unions, federations, pensioner associations and other important stakeholders, drawing keen attention from millions of employees nationwide. Who is leading the commission? This significant Eighth Pay Commission is headed by former Supreme Court Justice Ranjana Prakash Desai. He is supported by former IAS officer Pankaj Jain serving as Member-Secretary, and Pulak Ghosh, a member of the Prime Minister's Economic Advisory Council and finance professor, serving as a member. The Commission is actively examining meaningful and practical adjustments to employee compensation structures, allowances including DA, HRA (Dearness Allowance and House Rent Allowance), and other benefits and entitlements. What is the focus of the Mumbai meeting? Based on details shared by the Railway Ministry, this Eighth Pay Commission visit promises to be particularly noteworthy. The Commission members will go beyond just holding meetings and will also conduct field visits to multiple railway departments across the Central Railway Zone. The main goal is to observe firsthand the actual working environment and conditions faced by employees and workers. Following a communication from the Railway Board to the All India Railwaymen's Federation (AIRF) and the National Federation of Indian Railwaymen (NFIR), Mumbai (CSMT) has been selected as the focal point of the tour to provide comprehensive insights into various aspects of train operations and upkeep. The following items are prioritized on the commission's agenda. Track and Signal Inspection: The Commission will assess track maintenance, signal operation and the physical difficulties and risks faced by track maintainers (especially keymen and patrolmen) working on the tracks. Running Staff and High-Speed ​​Corridors: Members of the Commission will travel inside a locomotive on the high-speed corridor to experience the immense stress and pressure faced by the running staff. Control Room and Workshop Visit: The control of train operations in the control room, crowd management, station operations as well as the rigorous maintenance work being carried out in the railway workshop will be closely inspected.   Why is this visit special for the employees? Railway employees and other central employees across the country hope that this direct field visit of the Commission will help them in closely understanding their actual working conditions, risks and difficulties. This will ensure that employee interests are prioritized in recommendations regarding pay structure, allowances, and efficiency. It is believed that these meetings with unions will provide a clearer picture of the Pay Commission's report.     --- ### [Which Phone Charges the Fastest Under ₹30,000?](https://www.timesbull.com/which-phone-charges-the-fastest-under-%e2%82%b930000/) Fast-Charging Smartphone: - Charging speed is one of those things you don’t notice until, you know, you’re already late and your battery is at 8% and suddenly you need juice right now. In that exact moment the wattage part on the box actually matters. So, here’s a straightforward answer on which phones charge fastest under ₹30,000, with a few caveats you probably shouldn’t ignore. Motorola Edge 50 Pro: If we talk purely in numbers, the Motorola Edge 50 Pro is kind of leading. It supports 125W TurboPower charging, and it also has wireless charging, which is a rare thing to see around this price. Plus, you get a 6.7-inch P-OLED screen, a Snapdragon 7 Gen 3 chip, and a 50MP main + 50MP front camera setup. On 91mobiles, it’s listed for around ₹27,999, so it fits. Now the why it charges so quickly section: it uses a 4,500mAh battery. Smaller capacity usually fills up quicker; that’s the logic. But the catch is more “real world” than technical… this is a 2024 phone, so stock can feel a bit inconsistent, and the chip isn’t exactly brand new either. Just verify it’s actually in stores, not just “maybe available online”. Realme GT 7T:  The Realme GT 7T comes with 120W SuperVOOC charging, and the charger is inside the box too. It also has a 7,000 mAh battery, which is honestly a giant combo with this charging speed. Some reviews claim a full charge in about 42 minutes, which is the sort of timing you usually expect from phones with smaller batteries, not this one. The issue is the price. It launched at ₹34,999, or around ₹28,999 if you catch bank discounts. Right now listings put the 8GB + 256GB version somewhere around ₹30,999 to ₹31,900. So under ₹30,000 it stays only if you get a bank offer or a proper sale. If you can stretch a bit, it’s basically the best balance of charging speed and battery size in this set. OnePlus Nord CE6: The Nord CE6 charges at 80W. That’s definitely less than the two phones above, but it makes up for it with an 8,000 mAh battery. You also get a 6.78-inch 144Hz AMOLED display, Snapdragon 7s Gen 4, a 32MP selfie camera, and IP-rated water resistance. Pricing is ₹29,999, so it kind of just slips under the cap. The upside is you might not need to charge it as often, and for a lot of people that comfort matters more than saving a couple of minutes. Moto Edge 70 Fusion: The Edge 70 Fusion is the slowest here at 68W, but the goal is to stay powered longer. Motorola says the base model starts at ₹29,749, and the phone has a 7,000 mAh battery. In everyday use, that should translate to nearly two days for many users, assuming normal usage. If you don’t mind a slower charger and you want a more balanced phone overall, this one is a pretty safe pick. So… which one should you buy? If you want pure charging speed, go for the Motorola Edge 50 Pro. For the best mix of speed and battery size, wait for a discount on the Realme GT 7T. And if you prefer plugging in roughly every second day, the Nord CE6 feels like the smarter daily driver. Also, prices can change week to week, so check the final checkout amount on the store before you hit buy, okay. --- ### [Xiaomi 18 Pro vs Vivo X500 Pro – Which Flagship Is Better?](https://www.timesbull.com/xiaomi-18-pro-vs-vivo-x500-pro-which-flagship-is-better/) Xiaomi 18 Pro vs Vivo X500 Pro:- So Xiaomi 18 Pro vs Vivo X500 Pro, which one is the stronger flagship? Because the whole flagship hype thing is back again, and people are kind of going a bit wild over both… Xiaomi 18 Pro and Vivo X500 Pro are the two phones in question. They’re both rumoured to use new 2nm chips, and yeah, both are acting like camera performance is the main event. But they don’t quite seem aimed at the exact same crowd. Furthermore, neither phone has officially landed in India yet, so right now it’s more of an "on paper” face-off, you know how it goes. Xiaomi 18 Pro vs Vivo X500 Pro Price In China, the Xiaomi 18 Pro starts at CNY 5,999 for 12GB + 256GB. The Vivo X500 Pro starts higher, at CNY 6,499. For India, though, nobody has confirmed anything properly, and the numbers are basically all over the place. Gizmochina says Xiaomi might come around ₹120,000, while Vivo could be nearer ₹93,000. Then Smartprix throws in a different estimate, placing the Vivo X500 Pro around ₹104,990. So, treat it like rough guesses until launch info is actually real. Xiaomi 18 Pro vs Vivo X500 Pro Display and design Xiaomi brings a 6.4-inch LTPO AMOLED display, 120Hz refresh, 68 billion colours, Dolby Vision, and there’s even that small back secondary screen. Vivo opts for a slightly smaller 6.36-inch LTPO AMOLED panel, feels a bit more hand-friendly, and it bumps refresh rate up to 144Hz. Vivo also includes a 1216 x 2660 resolution. If you care about that buttery scroll vibe, Vivo probably feels smoother. Xiaomi’s back display is still a fun flex, especially if you like doing selfies with the main camera setup. Xiaomi 18 Pro vs Vivo X500 Pro Performance For performance, the Xiaomi 18 Pro is rumored to run on the Snapdragon 8 Elite Gen 6, made on 2nm, and the CPU cores reportedly can push around 5GHz. Yeah, it sounds super fast in that kinda “numbers-first” way, you know. It’s also said to show up with as much as 16GB RAM and up to 1TB storage, so day to day use should feel smooth, along with multitasking and all those usual things. Vivo X500 Pro, on the other hand, is expected to go with the MediaTek Dimensity 9600 Pro, also on 2nm, and clock speeds up to 4.55GHz, plus as much as 12GB RAM. Both models are supposed to stay snappy in daily routines, but Xiaomi is leaning harder here, because the clocks look higher, and the memory tiers seem a bit wider. Xiaomi 18 Pro vs Vivo X500 Pro Camera Camera performance is where it flips, pretty hard, like the whole vibe changes. Xiaomi is going for a pretty bold camera setup: Leica-tuned triple cameras with a 200MP main sensor, a 200MP periscope telephoto for 3.2x optical zoom, and a 50MP ultra-wide. Vivo uses Zeiss tuning instead, with a 50MP main sensor, a 64MP periscope telephoto for 3.5x optical zoom, and also a 50MP ultra-wide. On paper Xiaomi has the advantage in sheer resolution, but Vivo feels more video minded, like it has 4K recording up to 240 fps, and it also adds 3D LUT support. That kind of means the colours can be treated more cleanly, instead of guessing all the time. Xiaomi 18 Pro vs Vivo X500 Pro Battery and Charging Xiaomi is rumored to have a 7,000mAh silicon-carbon battery, with 100W wired charging, 50W wireless, and 27W reverse wireless. Vivo has a 6,510mAh battery, plus 90W wired and 40W wireless. So, if charging speed is your top priority, Xiaomi looks more convincing just from the headline specs and everything around it. Xiaomi 18 Pro vs Vivo X500 ProVerdict If you want a bigger “main screen” feel, faster charging, and the highest camera resolution on paper, the Xiaomi 18 Pro is the better all-round option. But if you prefer something a bit more compact, smoother 144Hz scrolling, more video leaning features, and possibly a lower price, then Vivo X500 Pro is the more practical pick. Vivo also claims it’ll bring five major Android updates. Since India pricing and exact launch dates aren't finalised yet, it’s honestly smarter to wait for official confirmation before deciding, ok? --- ### [E-Shram Card Update – How to Apply Online from Home, Check Eligibility](https://www.timesbull.com/e-shram-card-update-how-to-apply-online-from-home/) E-Shram Card Registration: The government operates the E-Shram Card scheme for individuals working in the unorganized sector. It is considered one of the most essential documents for such workers. Through this scheme, the government maintains a database of laborers in the unorganized sector, enabling them to access benefits from government schemes and financial security provisions. If you are a laborer, construction worker, rickshaw puller, or engaged in any other form of manual labor, you can register on the E-Shram portal. The process is entirely online, and you can apply from the comfort of your home. Eligibility for an E-Shram Card To obtain an E-Shram Card, an applicant must be between 16 and 59 years of age. Additionally, the applicant must possess an Aadhaar card, which should be linked to their mobile number. The applicant must be a worker and must not be a member of the EPFO ​​(Employees' Provident Fund Organization) or the ESIC (Employees' State Insurance Corporation). Furthermore, the applicant should not be an income taxpayer. How to Register Online for an E-Shram Card To apply for an E-Shram Card, visit the official website: https://eshram.gov.in. Click on the "Register on E-Shram" option on the website. Proceed by selecting the option to receive an OTP on the mobile number linked to your Aadhaar card. Enter the OTP to verify your identity. Fill in the required personal information in the form. Review the details you entered and click "Submit." Where to go for an E-Shram Card? If you encounter any difficulties with the online registration process, you can visit your nearest Common Service Centre (CSC) for assistance. It is essential to review the eligibility criteria and instructions on the portal before submitting an application. --- ### [Deepika Padukone & Ranveer Singh Reveal Second Daughter’s Name — First Family Photo of Four Goes Viral](https://www.timesbull.com/deepika-padukone-ranveer-singh-reveal-second-daughters-name-first-family-photo-of-four-goes-viral/) Deepika Padukone & Ranveer Singh Name Their Second Daughter -  Bollywood’s beloved couple, Deepika Padukone and Ranveer Singh, have revealed the name of their second child today. Deepika Padukone welcomed their second baby on September 19, 2024, and on this auspicious day, they have shared the first glimpse of their daughter along with her name. The couple posted a lovely family photo on their Instagram account, featuring Ranveer, Deepika, Dua Padukone, and the new baby held in Deepika’s arms. This charming picture of the four of them has captured everyone's attention; the couple posed as a perfectly happy, loving family while introducing their daughter. Also Raed - Sapna Choudhary Desi Thumka On ’52 Gaj Ka Daman’ Song Hits 1.7 Billion Views Online, Watch Now   View this post on Instagram   A post shared by दीपिका पादुकोण (@deepikapadukone) In the caption, the actress wrote: "🧿 Devi Padukone Singh 🧿 — A family of four: Deepika, Dua, Devi, and Daddy." The post is accompanied by the song 'Aigiri Nandini' (dedicated to the Goddess). People are absolutely loving the name and the photo, showering the family with affection. If you haven't seen it yet, be sure to take a look! Also Read - Daler Mehndi Insulted by Minister Subodh Uniyal at Kunjapuri Fair – ‘We Paid You So Much Money’ — Video Sparks Anger --- ### [Upcoming 5G Smartphones in November – Check Out These 5G Mobile Phones](https://www.timesbull.com/upcoming-5g-smartphones-in-november-check-out-these-5g-mobile-phones/) Upcoming 5G Smartphones in November 2026:- November 2026 might bring a whole wave of 5G phones in India, like some shiny flagship types, plus camera-first versions, and yeah, a few raw performance-focused options too. If you’re even slightly planning to upgrade soon, it’s smart to pause for a bit and see what’s about to show up. Though honestly, most launch dates and prices for November are not locked in officially yet, so what you’ll read below is more “expected” or rumoured, so don’t get too hyped too fast. 1. Vivo X500 Series The Vivo X500 series is one of the phones people keep discussing for a late October or early November arrival in India in 2026. The vibe, as per the chatter, is premium photography, solid processing power, and that dependable battery endurance. The Vivo X500 Pro Max is the one getting the most attention. There are reports floating around about a 200MP periscope telephoto arrangement, a high-resolution AMOLED screen, and an 8,000mAh battery. But the actual Indian launch date, the final spec sheet, and the pricing still aren’t confirmed, so treat it as a question mark, not a promise. 2. OnePlus 16R The OnePlus 16R is another handset to keep in your mental lineup, with rumours saying it could debut in November or maybe December 2026. leaks suggest a strong Snapdragon chipset, an LTPO OLED panel with a high refresh rate, a 9,000mAh battery, and a 200MP main camera. Price estimates are around ₹70,000, but OnePlus hasn’t officially confirmed any of it yet. 3. OPPO Find X10 Series The OPPO Find X10 range is also in that “watch this space” zone. Even if the company has mentioned an October rollout for India, it could slide into November instead, no big surprise. The OPPO Find X10 Pro Max is expected to feature a powerful MediaTek chipset, three 200MP rear cameras, plus an 8,000mAh battery. If you’re the sort who really pays attention to photography and also wants flagship-level speed, the device might sound pretty tempting. Still, be sure to double-check the official Indian pricing once the company announces it. Other Upcoming 5G Smartphones Motorola has also hinted that its Signature 27 phone is headed to India, but there’s no specific launch date or price shared yet. Meanwhile, the iQOO 16 is also expected later, more like December 2026 or even early 2027, so not strictly a November thing. Should You Wait for November’s Smartphone Launches? If you want a premium smartphone, especially one with advanced cameras, serious performance, or a big battery, then waiting for upcoming releases can make sense. The Vivo X500 series, OnePlus 16R, and OPPO Find X10 series are the ones currently on radar. But if your budget is under ₹30,000 or even under ₹40,000, then compare the current deals first before you keep waiting. Check official updates, confirmed Indian prices, and real availability. because rumours can wobble, and expected launch windows aren’t always dependable. --- ### [OnePlus 15R Price Drop to ₹56,999 on Amazon — Check Price & Specs](https://www.timesbull.com/oneplus-15r-price-drop-to-%e2%82%b956999-on-amazon-check-price-specs/) OnePlus 15R Offer:- If you’re hunting for a pretty premium phone that feels quick in hand and kind of smooth-ish when you game, plus a battery that can last the whole day without making it a big thing, the OnePlus 15R could be worth a look. This is especially true now, with Amazon’s Great Indian Festival Sale 2026 happening. Currently, on Amazon, the OnePlus 15R shows up at ₹56,999 for the 12GB RAM + 256GB storage version. This is down from ₹61,999, so yeah, you’re looking at roughly 8% off, and people should save around ₹5,000 in total. The page seems to push Mint Breeze as the main colour, but you can also go with Charcoal. OnePlus 15R Price and Discount on Amazon As of now, Amazon lists the OnePlus 15R at ₹56,999 for the 12GB/256GB model. The “original” price displayed is ₹61,999, which matches the deal info that says ~₹5,000 off. And if you want more capacity, there’s also the 16GB RAM + 512GB storage variant. That one lands at ₹63,999, down from ₹68,999. The listing also says both options are currently in stock for the model that’s live right now. Just a quick note: the final checkout amount can shift a little depending on bank discounts, payment type, and any extra promos that Amazon throws in. So, it’s smarter to open the Amazon listing and re-check the current price before you tap buy, you know. OnePlus 15R Specifications and Features Display and Design The OnePlus 15R has a 165 Hz display, which is meant to help scrolling look more fluid, make gameplay feel tighter, and generally make viewing nicer. Mint Breeze is what you’ll see on the listing, while Charcoal is the darker alternative if you prefer something more subtle, muted, and all that. Furthermore, the listing talks about IP66, IP68, IP69, and IP69K ratings, so the claim is that it’s protected from dust and water in those test setups the seller is referencing. Performance and Gaming This phone’s main attention grabber is the Snapdragon 8 Gen 5 chipset. It’s aimed at heavier apps, smoother multitasking, and mobile games with less drama. With up to 16GB RAM, the setup seems tuned for people who want fast responses and a consistent everyday feel. Yes, you get the 165 Hz panel for gaming, but real refresh results and the frame rate will still depend on the game itself, plus what settings you use. Battery and Camera The OnePlus 15R comes with a 7,400 mAh battery, and that should help if you’re the kind of person who keeps games running, binge-watches videos, or just scrolls social apps for hours. A larger battery usually means fewer charger trips, but yeah, real battery life is still going to depend on how you actually use it. For creators, the Amazon listing also calls out 4K video recording up to 120 fps. If you record a lot, that spec can be a genuine nudge, like, seriously, take a closer look. So, is the OnePlus 15R worth buying? At ₹56,999, the OnePlus 15R is basically stacking strong specs, a 165Hz display, and that 7,400mAh battery in one place. The current Amazon deal, which offers a ₹5,000 discount on the 12GB/256GB variant, makes the OnePlus 15R feel even more tempting. Especially if you want a premium Android experience without ending up overpaying. So yes, it’s worth thinking about if smoother screen performance, a gaming vibe, and long battery stamina are your priorities. Still, compare the variants first, then confirm the exact checkout price on Amazon so you’re not guessing and you know you’re landing on the better side of the deal. --- ### [Top 5 Cars Under ₹20 Lakh to Buy This Diwali — Here Complete List Inside](https://www.timesbull.com/top-5-cars-under-%e2%82%b920-lakh-to-buy-this-diwali/) Best Cars Under ₹20 Lakh: If you are dreaming of bringing home a new car this Diwali but are unsure which one to choose, we have curated a list of 5 of the most impressive cars available within a budget of ₹20 lakh. This list includes the Tata Nexon, Hyundai Creta, Maruti Suzuki Grand Vitara, Mahindra XUV 3XO, and Kia Seltos. Let’s take a look at their prices, features, and other key details. Tata Nexon The Tata Nexon is an excellent choice for those seeking a robust SUV with a stylish design. Its high ground clearance and compact dimensions make it well-suited for city driving. It comes equipped with a 10.25-inch touchscreen, wireless Android Auto and Apple CarPlay, a 360-degree camera, 6 airbags, and, in select variants, ADAS (Advanced Driver Assistance Systems). The Nexon is available in both petrol and diesel versions. Additionally, for those who prefer electric vehicles, there is the Tata Nexon EV. It features a touchscreen infotainment system, smartphone connectivity, and a host of other impressive features. Prices start at ₹8.52 lakh, and it offers engine options including a 1.2-litre turbo petrol, a 1.5-litre diesel, and a CNG variant. Hyundai Creta The Hyundai Creta is an ideal choice for those who prioritise comfort, striking design, and modern features. If you are looking to upgrade from a smaller car to a larger SUV, the Creta is an excellent choice. Depending on the variant, it offers both petrol and diesel engine options, along with a choice between manual and automatic transmissions. Certain variants come equipped with features such as a large touchscreen, connected car technology, automatic climate control, and a panoramic sunroof. Prices start at ₹10.91 lakh. Maruti Suzuki Grand Vitara If you are looking for a car with high fuel efficiency, the Maruti Suzuki Grand Vitara is the best option for you. It is available with both petrol and strong-hybrid powertrain options. In the hybrid model, an electric motor works in tandem with the petrol engine. Prices start at approximately ₹10.8 lakh. Notable features include a panoramic sunroof, a 360-degree camera, and a head-up display, while the hybrid variant offers superior fuel efficiency. It comes with a choice of a 1.5-litre petrol engine or a 1.5-litre petrol-hybrid engine. Mahindra XUV 3XO The Mahindra XUV 3XO is an excellent choice for those seeking a compact SUV that combines powerful performance with modern features. Its bold design ensures it stands out on the road. Depending on the variant, it offers turbo-petrol and diesel engine options, including a 1.2-litre turbo-petrol and a 1.5-litre diesel engine. Both manual and automatic transmission options are available. Certain variants come equipped with features such as a panoramic sunroof, a large infotainment display, a digital instrument cluster, and an Advanced Driver Assistance System (ADAS). Prices start at ₹7.49 lakh. Kia Seltos The Kia Seltos is a great option for those who value a stylish design and a premium interior. It features a striking exterior, and the cabin offers various features depending on the chosen variant. Its price ranges from ₹10.99 lakh to ₹21.57 lakh. It is available with 1.5-litre petrol, 1.5-litre diesel, and 1.5-litre turbo-petrol engines. Buyers can choose between manual or automatic transmissions based on their specific requirements. As for its features, it includes a dual-pane panoramic sunroof, a 10.25-inch touchscreen, a digital instrument cluster, ventilated seats, and 6 airbags. --- ### [Honda ADV 160 Trico Edition Unveiled – Will This Red, White & Blue Colour Come to India?](https://www.timesbull.com/honda-adv-160-trico-edition/) Honda ADV 160 Trico Edition Unveiled: Honda has introduced a new version of its ADV 160 scooter. The company has launched the 'Trico Edition' in Malaysia, which features a striking red, white, and blue colour scheme. While the engine and features remain unchanged, the new aesthetic sets it apart from the standard model. There is currently no information regarding its potential arrival in the Indian market. Read on to learn about its engine, features, pricing, and the prospects of this special edition reaching India. Red, White, and Blue Colour Scheme The standout feature of the Honda ADV 160 Trico Edition is its new colour scheme. The front apron of the scooter incorporates a combination of red, white, and blue. These colours are also applied to the section below the seat, giving the scooter a cohesive and impressive appearance. Honda ADV 160 Trico Edition Pricing In Malaysia, the Honda ADV 160 Trico Edition is priced slightly higher than the standard ADV 160 model, though specific pricing details have not been disclosed. In India, the Honda ADV 160 is already available in a limited number of cities, with an ex-showroom price of approximately ₹1.70 lakh. However, its overall availability in the country remains quite restricted. Honda ADV 160: Engine and Performance The Honda ADV 160 is powered by a 156.9 cc, liquid-cooled, single-cylinder engine. It produces approximately 16.9 bhp of power and 14.9 Nm of torque, paired with a CVT automatic transmission. The engine is also compatible with E85 fuel. Suspension, Braking, and Features The Honda ADV 160 features a combination of a 14-inch front alloy wheel and a 13-inch rear alloy wheel. For suspension, it is equipped with telescopic forks at the front and a dual-spring setup at the rear. Single disc brakes on both wheels handle braking duties, while a dual-channel ABS ensures safety. In terms of features, it includes a 12.7 cm (approximately 5-inch) TFT display with support for Bluetooth connectivity. Additionally, the scooter comes with features such as keyless ignition, an auto start-stop system, and traction control. --- ### [Toll Tax to Impose in Noida Airport Greenfield Expressway, Check Details ](https://www.timesbull.com/toll-tax-to-impose-in-noida-airport-greenfield-expressway-check-details/) Toll Tax: Drivers using the new 31-kilometer Greenfield Expressway, which is being developed to link the industrial hub of Faridabad with Noida International Airport, will soon need to pay tolls. The National Highways Authority of India (NHAI) is currently building a toll plaza in Mohana village, Faridabad, with plans to finish it within the next two months. Once both the toll plaza and expressway are finished, toll collection will start. Toll tax will be imposed on the Greenfield Expressway This Greenfield Expressway connects the new international airport in Jewar to Faridabad and stretches for 31 kilometers total. About 24 kilometers of the route is in Haryana, while the remaining 7 kilometers are in Uttar Pradesh. The expressway starts in Sector 65, Faridabad, crosses over the Yamuna River, and moves into Uttar Pradesh through Palwal. Toll collection at Mohana Interchange A new interchange is being built near Mohana village to link the Greenfield Expressway with the KGP Expressway. Drivers who enter or leave the expressway at this interchange will pay a toll at the Mohana toll plaza. That said, NHAI hasn't yet shared the specific toll amounts or when tolls will actually begin. Vehicle speeds will be monitored To keep travel safe, the expressway has been equipped with streetlights, road markings, and signboards. NHAI has also set speed restrictions, allowing small vehicles like cars to go up to 100 kilometers per hour and limiting heavy and large vehicles to 80 kilometers per hour. Speed monitoring systems are positioned throughout the expressway to track vehicle speeds. Irrigation will be done through automatic system   To maintain the green belt being developed on the expressway divider, a state-of-the-art irrigation system has been developed. Special pipelines and sprinklers have been installed to regularly water the plants. NHAI Project Director Dheeraj Singh stated that work on the Mohana Interchange is progressing rapidly, and this sprinkler system will ensure long-term maintenance of the plants without any additional hassle.     --- ### [Best Camera Phone Under ₹30,000 for Night Photography](https://www.timesbull.com/best-camera-phone-under-%e2%82%b930000-for-night-photography/) Best Camera Phone for Night Photography:- So basically, during daylight, almost any phone can still do something decent, but after sunset, that’s where it gets messy. Like at a street food stall, a wedding function, or those Diwali evening crowds, budget models start doing this extra noise thing, and the whole frame ends up kind of blurry, like you can feel it. For night photography, you mostly need OIS on the primary camera, so your shaky hands don’t ruin the whole thing. Then you want a bigger sensor and a wider aperture, so more light can actually get in. And lastly, a proper night mode that brightens the scene, without making everything look all plastic or overprocessed. Motorola Edge 70 Fusion The Motorola Edge 70 Fusion launched at ₹26,999 for the 8GB + 128GB model, and Motorola also showed ₹29,749 during Big Billion Days; still, a few reports said ₹30,999. Camera-wise, it has a 50MP Sony LYT-710 main sensor, with an f/1.8 aperture and OIS. There’s also a 13MP ultra-wide plus a 32MP front camera. In low light, reviewers said the output is pretty clean, with less noise and fewer flares, especially when night mode is switched on. You also get a 6.8-inch 144Hz curved AMOLED display, a Snapdragon 7s Gen 4 chip, and a 7,000mAh battery with 68W fast charging. On top of that, it has IP68 and IP69 protection. Weight is around 193 g, which feels pretty normal. There’s no telephoto lens, but honestly, for night shots, it still feels the most steady in this bunch. Nothing Phone (4b) The Nothing Phone (4b) launched at ₹34,999 for 8GB + 128GB, then in sale it dropped to ₹29,999. And if you use an ICICI Bank credit card offer, it can even go under ₹26,000. The main camera is a 50MP sensor with f/1.8, along with OIS and EIS, plus a 1/2.76-inch sensor size. You also get an 8MP ultra-wide and a 16MP selfie camera. Since that sensor is smaller compared to the Moto, super dark scenes may look slightly less sharp. Still, the stabilisation helps a lot with handheld night photos and videos, so it’s not a complete deal breaker. Other specs: 6.8-inch 120Hz AMOLED, Snapdragon 6 Gen 4, 6,000mAh battery with 33W charging, Glyph Bar, and IP64. Nothing Phone (3a) Nothing Phone (3a) started at ₹24,999, and during sale it’s around ₹23,274, so it’s the cheapest out of these three, pretty clearly. It has a 50 MP 1/1.57-inch main sensor with an f/1.88 aperture and OIS. There’s also a 50MP 2x telephoto, plus an 8MP ultra-wide. Night performance feels a bit uneven; some reviews mention a quicker shutter speed in low light, but others point out noticeable noise. And once it gets properly dark, the telephoto and ultra-wide can lose clarity fast, so after sunset you’ll mostly rely on the main camera. The display is 6.77-inch 120 Hz AMOLED, and the back is the usual Glyph setup. Verdict If night photography is really your main goal, the Motorola Edge 70 Fusion is probably the safest bet, because you’re getting a strong sensor, OIS, and battery life that can easily last up to two days. Choose the Nothing Phone (4b) if you care more about stabilised video and prefer that slightly different design style. Pick the Nothing Phone (3a) if you want it within your budget, as it is good for night photography on a budget. It is also a decent option for you. --- ### [Bengaluru-Mumbai Vande Bharat Sleeper Train to Start from November 1! Check Timings and Fares](https://www.timesbull.com/bengaluru-mumbai-vande-bharat-sleeper-train-to-start-from-november-1/) Bengaluru-Mumbai Vande Bharat Sleeper: Exciting news awaits rail travelers heading between Bengaluru and Mumbai! The highly anticipated Vande Bharat Sleeper train, linking Bengaluru, India's tech hub, with Mumbai, the nation's financial center, is set to hit the rails soon. Reports indicate the train will be inaugurated on November 1st, aligning with Karnataka Rajyotsava celebrations, with public services launching on November 2nd. Discover everything you need to know about the new Vande Bharat Sleeper train, including its complete route, schedule, ticket prices, and station stops. How much travel time will you save? Today, the Udyan Express traveling between Bengaluru and Mumbai takes around 22 hours to complete the 1134 km journey. The Vande Bharat Sleeper train will cover the 1118 km route in just 16 hours and 5 minutes. That's a time savings of approximately 6 hours for passengers! Scheduled departure and arrival times: Bengaluru (SMVT) to Mumbai (CSMT): Leaves at 7:50 PM, arrives in Mumbai at 11:55 AM the following day. Mumbai (CSMT) to Bengaluru (SMVT): Leaves at 8:10 PM, arrives in Bengaluru at 11:55 AM the following day. (The train is scheduled to operate 6 days per week.) Which 7 stations will the train visit? Following the planned route, the train will operate between Bengaluru's Sir M. Visvesvaraya Terminal (SMVT) and Mumbai's Chhatrapati Shivaji Maharaj Terminus (CSMT). The journey includes 7 key stops: Anantapur (ATP) – Andhra Pradesh Guntakal Junction (GTL) – Andhra Pradesh Raichur (RC) – Karnataka Kalaburagi (KLBG) – Karnataka Solapur (SUR) – Maharashtra Pune Junction (PUNE) – Maharashtra Kalyan Junction (KYN) – Maharashtra   Train composition and sleeping berth availability This 16-coach Vande Bharat Sleeper train will provide a total of 823 berths: AC 3-Tier (3A): 11 coaches (611 seats/berth) AC 2-Tier (2A): 4 coaches (188 seats/berth) AC 1st Class (1A): 1 coach (24 seats/berth)   What will be the estimated fare? The fare for the Vande Bharat Sleeper will be slightly higher than regular express trains, but considering its speed and amenities, it is considered very economical.   AC 3-Tier (3A): Rs 2684 approx AC 2-Tier (2A): Rs 3466 approx AC First Class (1A): Rs 4250 approx   When will bookings open? While there is talk of a possible opening date of November 1st, the railways will announce the official timetable, fares, and booking opening date soon.   --- ### [Indian Railways Update – Booking for December 20 Travel Opens Tomorrow at 8 AM](https://www.timesbull.com/indian-railways-update-booking-for-december-20-travel-opens-tomorrow-at-8-am/) Railway Ticket Booking: A large number of people in the country travel by train. If you are planning to travel by train in December, this news could be critical for you. The Railways has opened advance reservation bookings for travel 60 days in advance. Accordingly, bookings for train travel on December 20, 2026, will begin on October 21, 2026. Passengers can book their tickets through the official IRCTC website and app or at railway reservation counters. When will bookings open? According to Indian Railways, ticket bookings for passengers planning to travel on December 20, 2026, will commence tomorrow, October 21, at 8:00 AM. Passengers are advised to secure their reservations for available seats. The Railways has made booking facilities available for passengers travelling in sleeper coaches from Delhi to Varanasi. What is the Railways' 60-day advance booking rule? For regular trains, Indian Railways allows advance reservations up to 60 days before the date of travel. The date of travel itself is not included in this 60-day period. This rule allows passengers to book their tickets in advance, making their travel planning more convenient. This facility is applicable to the sleeper class category. Where can you book tickets? If you are planning to book a ticket, you can visit the official IRCTC website. Alternatively, you can book tickets via your mobile phone or in person at a railway station reservation counter. When booking online, you will need to specify the date of travel, the train, the class, and the seat details. --- ### [NPS Central Launched by PFRDA, Check Features Inside](https://www.timesbull.com/nps-central-launched-by-pfrda-check-features-inside/) NPS: The pension regulator PFRDA has unveiled an innovative digital platform designed for National Pension System (NPS) subscribers, known as NPS Central. This user-friendly platform empowers subscribers to handle registration, make investments, and oversee their pension accounts all in one convenient location. NPS Central Launched According to a statement released by PFRDA on Monday, the platform officially debuted on October 1, marking NPS Day. Developed collaboratively and operated by the three Central Recordkeeping Agencies (CRAs) that support the NPS, it unites all CRAs on a unified digital interface. This streamlines access to pension services throughout the entire NPS ecosystem, encompassing CRAs, pension funds, and Points of Presence (POPs). This forward-thinking initiative represents a major advancement in building a more cohesive, user-accessible, and customer-focused digital pension environment. What services does NPS Central offer?   Beyond its core functions, NPS Central also supports registration for NPS Swasthya, which pairs a specialized investment fund with a comprehensive top-up health insurance option. This expansion broadens access to healthcare services within the wider digital pension framework. The platform is also designed to work seamlessly with other NPS ecosystem partners and current NPS digital platforms. What is the core objective of this initiative? The central purpose of this platform is to make pension services more straightforward for users, allowing them to take greater control of their pension accounts. PFRDA is committed to establishing a digital space that welcomes everyone. This effort marks a pivotal moment in driving digital transformation throughout the pension industry. NPS Health Facility Another important feature of this platform is "NPS Health." Under this, subscribers can create a separate fund for retirement and avail of prescribed benefits for health-related expenses. This scheme provides a separate super top-up group health insurance policy along with the investment account. The insurance benefits will be subject to the terms and conditions of the respective policy. As per PFRDA guidelines, partial withdrawals up to 25% of the subscriber's contribution to the NPS Health Account are available for prescribed health expenses. Returns on investment will depend on market performance and are not guaranteed. Therefore, it is important to understand the insurance premium, deductions, fees, and withdrawal rules before joining.   What will change next?   According to PFRDA, NPS Central will also be integrated with other NPS system participants and existing digital platforms. This will enable banks, service providers, and other related entities to provide integrated pension services through their respective digital platforms. Overall, this initiative aims to make NPS more accessible and user-friendly. However, the actual benefits to subscribers will depend on how easily the services they need are available on the platform and how effectively the integration between the various entities is implemented. --- ### [iQOO Neo 12 to Debut on October 28 with 9,000mAh Battery, 2K 185Hz Display](https://www.timesbull.com/iqoo-neo-12-launch-date/) iQOO Neo 12 Launch Date Confirmed: If you enjoy gaming, iQOO has a new phone in store for you. The company has officially announced the launch date for the iQOO Neo 12. Designed specifically for gamers, this device focuses on high performance and robust hardware. It will feature a powerful camera, a 9000 mAh battery, and an 'Ice Dome Active Cooling System'. The gaming smartphone is expected to be equipped with a Snapdragon 8 Elite Gen 5 chipset, a dedicated Q3 gaming chip, and a 9000 mAh battery. Let’s take a closer look at the details.  iQOO Neo 12 Design  The design of the iQOO Neo 12 stands out from its predecessor, offering a striking, premium look—thanks in part to its polished metal frame. On the back, the phone features a square-shaped camera module. Within this module, two camera lenses are positioned vertically, one above the other, while the flash is located outside the module. Additionally, the back panel sports "Monster Inside" branding, along with a circular mesh grille located near the camera lenses. Colour Options The iQOO Neo 12 will be available in three colour options: Contest, Shadow Black, and Frost Blade Blue. The Shadow Black variant features a silver finish, while the Frost Blade Blue comes in a light blue hue. The 'Contest' variant is particularly unique, with its back panel featuring a textured finish. Snapdragon 8 Elite Gen 5 Chipset The iQOO Neo 12 will be powered by Qualcomm’s Snapdragon 8 Elite Gen 5 processor, complemented by the company’s own Q3 gaming chip. This combination is engineered to deliver superior performance during gaming sessions, with the Q3 gaming chip serving as a key highlight of the device. Cooling System Smartphones tend to heat up during extended gaming sessions. Keeping this in mind, the iQOO Neo 12 will feature an 'Ice Dome' active cooling system with an integrated cooling fan. This system helps dissipate the heat generated inside the phone. This feature is particularly useful for those who spend long hours playing games like BGMI, Call of Duty: Mobile, or other titles. 9000mAh Battery and 100W Fast Charging According to reports, the iQOO Neo 12 may come equipped with a massive 9000 mAh battery. It is also expected to support 100W wired fast charging. However, the company has not yet officially confirmed these specifications. Bookings and India Launch The iQOO Neo 12 is currently available for pre-booking on the Vivo China website. This device will succeed the iQOO Neo 11, which was introduced in October 2025. Details regarding its pricing, availability, and launch outside of China have not yet been disclosed. Furthermore, the company has not made any announcements concerning its launch in India. --- ### [DA Hike on October 21? Big news for Central Government Employees](https://www.timesbull.com/da-hike-on-october-21-big-news-for-central-government-employees/) DA Hike: The wait for a Dearness Allowance (DA) hike for central employees is far from over. Employees were hoping the government would announce a hike in dearness allowance for July 2026 at the cabinet meeting held on October 14. However, a performance-linked bonus for railway employees was announced at this meeting, but no decision was made on a DA hike. Central employees are now looking forward to the next cabinet meeting on October 21, 2026. This meeting, scheduled for the day after Dussehra , is expected to deliver a decision on dearness allowance. However, the government has not yet officially announced the date of the DA hike announcement. Could a dearness allowance increase be announced on October 21? Worker groups are hopeful about a boost to the dearness allowance for government employees. C. Srikumar, Secretary of the All India Defence Employees Federation (AIDEF), mentioned that an announcement regarding the DA hike might happen during the Cabinet meeting scheduled for October 21st. Manjeet Patel, who leads the All India New Pension Scheme Employees Federation, noted that it's unlikely an announcement will come before the next Cabinet gathering. Still, employees will need to wait for the government to make an official statement. Dearness allowance might jump from 60% to 63% Government workers currently enjoy a 60% dearness allowance. The government updates the DA twice yearly, in January and July, using retail inflation figures as a guide. For the July 2026 DA adjustment, officials are reviewing the average retail inflation spanning July 2025 through June 2026. Looking at June's inflation numbers, experts predict the dearness allowance could climb by 3 percentage points. Should this occur, today's 60% DA would rise to 63%. Keep in mind, though, that this remains an estimate. The actual dearness allowance percentage will only be finalized once the government releases its official announcement. What's driving employee groups to push for a faster announcement? Government employee and pensioner associations are urging the government to share the July 2026 DA revision details without delay. They point out that climbing costs for everyday essentials are putting a strain on workers' and retirees' finances. The All India Defence Employees Federation sent a letter on October 10, 2026, highlighting growing inflation concerns and asking the government to declare a DA increase promptly.   What should employees do now? All eyes are currently on the Cabinet meeting scheduled for October 21st. It's unclear whether a DA hike will be announced at this meeting. If the government approves a 3 percent increase, the dearness allowance for central employees could rise from 60% to 63%. However, employees should await an official government announcement for any final decision. --- ### [Upcoming Hybrid Cars in India – Hyundai Creta Hybrid to Kia Carnival Hybrid](https://www.timesbull.com/upcoming-hybrid-cars-in-india/) Upcoming Hybrid Cars in India: There is a growing demand in India for vehicles that offer higher mileage and lower fuel consumption. In response to this, Hyundai and Kia are preparing to add new hybrid vehicles to their respective portfolios. Their upcoming lineup includes two midsize SUVs, a new 7-seater SUV, and a premium MPV. Let’s take a detailed look at these four upcoming models. Hyundai Creta Hybrid The Hyundai Creta is one of the best midsize SUVs in India. The company is now preparing to introduce a strong-hybrid engine option in the next generation of the model. The new Creta is expected to feature a hybrid variant alongside its petrol and diesel engine options. However, the company has not yet disclosed details regarding the engine or the launch timeline. The Creta Hybrid is expected to feature a hybrid powertrain based on a 1.5-litre naturally aspirated petrol engine. The next-generation Kia Seltos Hybrid might also share this same system. The new Hyundai Creta Hybrid is likely to compete against the strong-hybrid variants of the Maruti Suzuki Grand Vitara and the Toyota Urban Cruiser Hybrid. Kia Seltos Hybrid The Kia Seltos Hybrid is another SUV set to arrive in the Indian market, with an expected launch around 2027. Kia unveiled the global version of this model at the 2026 Paris Motor Show, featuring a 1.6-litre petrol-hybrid engine capable of producing 178 hp. It remains to be confirmed whether the Indian-spec model will feature this same engine or if the company will opt for a different powertrain. It will compete against hybrid SUVs such as the Maruti Suzuki Grand Vitara and the Toyota Urban Cruiser Hyryder. With its impressive mileage, excellent features, and SUV-inspired design, it could be an attractive choice for consumers. New Hyundai 7-Seater SUV Hyundai is preparing to launch a new three-row SUV for the Indian market. According to reports, this model is codenamed 'Ni1i'. It is expected to be positioned between the company's Alcazar and Tucson models, though its official name has not yet been revealed. This new SUV is expected to feature three rows of seating, offering ample space for families. It is anticipated to come with a strong hybrid engine, although the company has not yet confirmed this. Further details regarding engine options, launch date, and features are currently awaited. Kia Carnival Hybrid The Kia Carnival Hybrid will be a premium MPV, designed for those who require more space, comfortable seating, and high-end features for a large family. Reports suggest that pre-bookings for the vehicle may open ahead of its official launch. It is expected to be equipped with a 1.6-litre turbo-petrol engine paired with an electric motor. The petrol engine produces 180 PS of power and 265 Nm of torque, while the electric motor generates 73.4 PS of power and 304 Nm of torque. In India, it is expected to be offered in the top-spec 'Limousine+' variant. In terms of features, it may include dual digital displays, Level 2 ADAS, heated and ventilated power-adjustable seats, a 360-degree camera, and eight airbags. --- ### [Big Relief for Farmers! Get ₹8,000 Per Acre, Know Who Qualifies and How to Enroll](https://www.timesbull.com/natural-farming-scheme-2026-get-%e2%82%b98000-per-acre/) Natural Farming Scheme 2026: The government is implementing various schemes aimed at increasing farmers' income. Currently, the government is promoting natural farming to help reduce cultivation costs. To this end, the government has launched a 'Natural Farming Mission' that provides financial assistance to farmers who adopt natural farming practices. How much financial assistance will farmers receive? According to available information, under the Natural Farming Mission, farmers are provided with an annual assistance of ₹4,000 per acre for a period of two years—amounting to a total of ₹8,000 per acre over the two-year duration. Farmers can use these funds to produce natural fertilisers and purchase necessary agricultural inputs. This financial support will help alleviate the burden of cultivation costs on farmers. What is the Natural Farming Mission? The primary objective of this government scheme is to reduce farmers' dependence on chemical fertilisers and pesticides. The mission emphasises growing crops with natural fertilisers, which helps improve soil health and lowers the overall cost of farming. What are the eligibility criteria for the scheme? To avail the benefits of this scheme, farmers must meet certain conditions. They must own cultivable land and possess a bank account linked to their Aadhaar number. Farmers are required to adhere to the established guidelines for natural farming and must join a 'cluster' dedicated to these practices. Furthermore, farmers must follow the department's specific instructions regarding eligibility and the application process. --- ### [Best OPPO Phones Under ₹30,000 in India – Here Are 5 Top Options](https://www.timesbull.com/best-oppo-phones-under-%e2%82%b930000-in-india/) OPPO Mobile Phones Under ₹30,000: If you are looking to buy a new smartphone and your budget is up to ₹30,000, some OPPO smartphones could be excellent options for you. In this price range, the company offers smartphones that feature batteries of up to 7000 mAh, 50 MP cameras, and fast charging capabilities. Here are five OPPO smartphones that are great choices for a budget under ₹30,000. Find details regarding their price, processor, camera, battery, and charging specifications below. OPPO A6 The OPPO A6 is a great choice for those who want a smartphone with a large battery and a high-quality display. Priced at ₹26,999, this phone is powered by a MediaTek Dimensity 6300 processor and comes with 4GB of RAM and 128GB of storage. In terms of the camera, it features a 50MP main camera and a 2MP secondary camera, along with a 16MP front-facing camera for selfies and video calls. A standout feature is its 7000mAh battery, which supports 45W SuperVOOC charging. It also sports a 6.57-inch AMOLED display. OPPO F31 The OPPO F31 is another model on this list that combines a large battery with fast charging capabilities. It is priced at ₹26,999. This smartphone is equipped with a MediaTek Dimensity 6300 processor, 8GB of RAM, and 128GB of storage. It features a 6.57-inch AMOLED display panel. For photography, the phone includes a 50MP + 2MP rear camera setup, while the front houses a 16MP camera. It is powered by a 7000 mAh battery and supports 80W SuperVOOC fast charging. OPPO F27 Pro Plus Priced at ₹29,999, the OPPO F27 Pro Plus is designed for those who prioritise a premium look and a large screen. It is powered by a MediaTek Dimensity 7050 processor and comes with 8GB of RAM and 128GB of storage. The phone features a 64MP main camera and a 2MP secondary camera, along with an 8MP front-facing camera for selfies. It houses a 5000 mAh battery and supports 67 W SuperVOOC charging. Its 6.7-inch AMOLED display is excellent for watching videos and browsing social media. OPPO A5 Pro The OPPO A5 Pro is priced at ₹24,990, making it a great choice for those with a budget of around ₹25,000. It is equipped with a MediaTek Dimensity 6300 processor, 8GB of RAM, and 128GB of storage. For photography, it includes a 50MP + 2MP rear camera setup and an 8MP front camera. The device packs a 5800mAh battery with support for 45W SuperVOOC charging. It features a 6.67-inch LCD screen, which differs from an AMOLED panel. OPPO K12x The OPPO K12x is priced at ₹24,999. It comes with a MediaTek Dimensity 6300 processor, 6GB of RAM, and 128GB of storage. For photography, it offers a 32MP main camera and a 2MP secondary camera, plus an 8MP front-facing camera for selfies. The phone is powered by a 5100 mAh battery and supports 45W SuperVOOC charging. Its 6.67-inch LCD screen is well-suited for daily use. --- ### [ESIC New Rule: Eligible Families Can Receive Rs 20,000 for Funeral Expenses, Big Update is Here](https://www.timesbull.com/esic-new-rule-eligible-families-can-receive-rs-20000-for-funeral-expenses-big-update-is-here/) ESIC Rules: In a significant welfare measure for insured employees and their families, the Employees' State Insurance Corporation (ESIC) has increased the funeral expenses benefit from Rs 15,000 to Rs 20,000. According to the official Gazette notification of the Government of India, the revised amount will be effective from May 8, 2026. ESIC Funeral Benefit Hike The increase is intended to provide additional financial assistance to eligible families at a difficult time following the death of an insured person. Funeral expenses can create an immediate financial burden for families, and the enhanced benefit is expected to offer some relief to those eligible to receive it under the ESIC scheme. The All India NPS Employees Federation (AINPSEF) has welcomed the decision, describing it as a welfare-oriented step for employees and their families. The federation has also urged representatives and employee organisations to spread awareness of the revised benefit among workers at the grassroots level. Employees and their family members should stay informed about the applicable eligibility conditions and claim procedures so that they can access the benefit when required. They are advised to contact the relevant ESIC office or consult the official ESIC notification for details on claiming the revised amount. 📢 बीमित कर्मचारियों के लिए सामाजिक सुरक्षा में बढ़ोतरी! कर्मचारी राज्य बीमा निगम (#ESIC) ने अंत्येष्टि व्यय (Funeral Expenses) की राशि को ₹15000 से बढ़ाकर ₹20,000/- कर दिया है। भारत सरकार के आधिकारिक राजपत्र के अनुसार यह आदेश 8 मई 2026 से प्रभावी माना जाएगा। ऑल इंडिया एनपीएस… pic.twitter.com/V19EhU2Rtw — Dr Manjeet Singh Patel (@ManjeetIMOPS) October 20, 2026 The increase from Rs 15,000 to Rs 20,000 marks an additional Rs 5,000 in funeral expense assistance. Sharing accurate information about the change can help ensure that eligible families know about the support available to them during times of need. Funeral expenses are a social security benefit payable under the Code on Social Security, 2020 and the Social Security (Central) Rules, 2026.     --- ### [Hyundai Bayon India Launch – Dual 12.3-Inch Screens, AI Assistant, Price Reveal](https://www.timesbull.com/hyundai-bayon-suv-launch-india/) Hyundai Bayon SUV India Launch: Hyundai is preparing to introduce a new vehicle to the Indian market—the Hyundai Bayon SUV. Positioned between the Venue and the Creta, it offers a larger alternative to a standard compact SUV, packed with an array of impressive features. The company is set to announce its pricing on October 26, 2026. Bookings are now open for a token amount of ₹11,000. Key features include a 1.5-liter petrol engine, dual 12.3-inch displays, and an AI voice assistant. Let’s take a closer look at the details. Design of the Hyundai Bayon The Hyundai Bayon features a distinct and modern design. Measuring approximately 4.2 metres in length, it offers seating for five passengers. The exterior incorporates Hyundai’s "Art of Steel" design theme, giving the SUV a robust and attractive appearance. The front end showcases slim, H-shaped LED daytime running lights (DRLs), with the headlights positioned separately. Additionally, the SUV includes wide wheel arches, lower-body cladding, and bridge-style roof rails. At the rear, it sports sleek taillights, a roof spoiler, and a uniquely styled bumper. 1.5-Litre Petrol Engine Under the hood, the Hyundai Bayon is expected to launch with a 1.5-litre, naturally aspirated, four-cylinder petrol engine. This engine produces 113.4 hp of power and 144 Nm of torque—the same unit currently used in the Hyundai Venue and Creta. Customers will have the choice of a six-speed manual gearbox or an IVT (Intelligent Variable Transmission) automatic, allowing them to select the transmission that best suits their driving needs. 12.3-inch Screens The cabin of the Hyundai Bayon will feature two large, interconnected 12.3-inch screens. One will serve as a digital instrument cluster for the driver, while the other will function as the infotainment system. Instead of relying solely on the touchscreen, the company has included physical climate control buttons on the dashboard. The steering wheel also houses essential controls, allowing for easy operation while driving. Additionally, a dedicated section on the steering wheel is provided for the drive mode selector. AI Voice Assistant A major feature of the Hyundai Bayon is its generative AI voice assistant. It will be the first car from Hyundai India to integrate AI features from Perplexity and voice technology from SoundHound. The SUV will also support over 500 commands that can be executed without an internet connection. The system will support English, Hindi, Hinglish, Tamil, Bengali, and Telugu. BlueLink Features The Hyundai Bayon will come equipped with the company’s BlueLink connected car system, which includes features such as remote control of vehicle functions, navigation, and safety-related tools. Another notable feature is support for remote software updates. According to the company, the SUV’s electronic system will allow for remote updates across up to 19 control units. Hyundai Bayon: Pricing and Deliveries The expected ex-showroom price for the Hyundai Bayon ranges from ₹9.6 lakh to ₹14.5 lakh. However, the exact pricing will only be revealed after October 26, 2026. Bookings for the SUV can be made at Hyundai dealerships or online for a token amount of ₹11,000. --- ### [Bank Holidays – Banks Closed in These States for Next 6 Days, Check Full List](https://www.timesbull.com/bank-holidays-banks-closed-in-these-states-for-next-6-days/) Bank Holiday:- If you are planning to visit a bank tomorrow for any banking-related tasks, this information is particularly important for you. The RBI has indicated that banks in some states will remain closed on this Wednesday. If you intend to visit a bank tomorrow to get some work done, be sure to refer to this information from the RBI regarding whether banks will be open or closed. Let’s look at the details. In which states will banks remain closed on October 21? Please note that today is Dussehra, which is why banks in some states will remain closed. According to the RBI, on October 21, private and public sector banks will remain closed in the states of Assam, Kerala, Karnataka, Tripura, West Bengal, and Sikkim on the occasion of Durga Puja and Vijayadashami. This includes banks such as SBI, PNB, BOB, Axis, Canara, ICICI, and HDFC. Banks will remain closed in states like Karnataka, Sikkim, and Kerala on the occasion of Durga Puja and Dussehra, as Durga Puja is a major festival in these regions. In West Bengal and Tripura, people worship Goddess Durga with profound devotion during this festival. Read More:- Indian Railways Announces New Memu Trains, Check Routes and Everything Read More:- Free Gas Cylinder: 1.86 Crore Women to Get Diwali Gift,  Know the Details Read More:- SBI FD Scheme: How Much Interest Will You Get in 444 Days? Know Here Which states will banks remain closed today? Today is Dussehra, which coincides with Durga Puja. Consequently, banks will remain closed in Delhi, Uttar Pradesh, Madhya Pradesh, Assam, Bihar, Rajasthan, Meghalaya, Karnataka, Jharkhand, Nagaland, Tripura, Tamil Nadu, Odisha, Arunachal Pradesh, and West Bengal. Bank branches in Manipur and Sikkim will remain open today. List of bank holidays in October On Tuesday, October 20, banks will remain closed in many cities due to Vijayadashami, Ayudha Puja, Durga Puja, and Maha Navami. These cities include Ahmedabad, Agartala, Aizawl, Bengaluru, Belapur, Bhopal, Chennai, Bhubaneswar, Guwahati, Dehradun, Jaipur, Itanagar, Hyderabad, Kochi, Kanpur, Lucknow, Kolkata, and Kohima. Additionally, on October 21, banks in Assam, Kerala, Karnataka, Sikkim, West Bengal, and Tripura will close due to Vijayadashami and Durga Puja. Furthermore, banks in Sikkim will remain closed on October 22 and 23 due to Durga Puja. On October 24, banks across the country will be closed because it's the fourth Wednesday (a bank holiday). Banks will also remain closed on October 25, as it is a Sunday. On October 26, banks will be closed in Jammu & Kashmir and Tripura due to Lakshmi Puja and Valmiki Jayanti. Banks will remain closed on October 29 due to Karwa Chauth, and on October 31, they will be closed to mark the birth anniversary of Sardar Vallabhbhai Patel. --- ### [Indian Railways Announces New Memu Trains, Check Routes and Everything](https://www.timesbull.com/indian-railways-announces-new-memu-trains-check-routes-and-everything/) Indian Railways: Good news for railway passengers. Northern Railway has announced the operation of MEMU Special Trains between Delhi Junction and Panipat Junction to facilitate passenger travel. According to the official notice, the special train services will operate daily from October 20 to October 28, 2026, providing an additional travel option for passengers travelling between Delhi, Sonipat, Samalkha, Panipat and other stations along the route. The special services will operate under train numbers 04421 and 04422. Train number 04421 will run from Delhi Junction to Panipat Junction, while train number 04422 will operate in the opposite direction, from Panipat Junction to Delhi Junction. Both trains will have general-class coaches, offering a convenient option for passengers travelling on this route. Delhi–Panipat MEMU Special Train: Train No. 04421 Train number 04421 Delhi Junction–Panipat Junction MEMU Special will depart from Delhi Junction at 10:00 AM and reach Panipat Junction at 12:05 PM. During its journey, the train will stop at several stations, including Subzi Mandi, Badli, Narela, Sonipat, Bhodwal Majri, Samalkha and Diwana. The detailed schedule is as follows: Delhi Junction: Departure at 10:00 AM Subzi Mandi: Arrival at 10:15 AM; departure at 10:17 AM Badli: Arrival at 10:27 AM; departure at 10:29 AM Narela: Arrival at 10:50 AM; departure at 11:00 AM Sonipat: Arrival at 11:13 AM; departure at 11:15 AM Bhodwal Majri: Arrival at 11:35 AM; departure at 11:37 AM Samalkha: Arrival at 11:43 AM; departure at 11:45 AM Diwana: Arrival at 11:53 AM; departure at 11:55 AM Panipat Junction: Arrival at 12:05 PM Passengers planning to travel from Delhi towards Panipat can check these timings before beginning their journey. The train provides connections to multiple stations along the route, making it a useful option for daily commuters and other short-distance travellers. Panipat–Delhi MEMU Special Train: Train No. 04422 In the return direction, train number 04422 Panipat Junction–Delhi Junction MEMU Special will depart from Panipat Junction at 1:30 PM and arrive at Delhi Junction at 3:45 PM. The train will stop at Diwana, Samalkha, Bhodwal Majri, Sonipat, Narela, Badli and Subzi Mandi before reaching Delhi Junction. Its schedule is as follows: Panipat Junction: Departure at 1:30 PM Diwana: Arrival at 1:36 PM; departure at 1:38 PM Samalkha: Arrival at 1:44 PM; departure at 1:46 PM Bhodwal Majri: Arrival at 1:50 PM; departure at 1:52 PM Sonipat: Arrival at 2:06 PM; departure at 2:08 PM Narela: Arrival at 2:25 PM; departure at 2:35 PM Delhi Junction: Arrival at 3:45 PM Passengers should note the arrival and departure timings at their respective stations and plan their journeys accordingly. MEMU Special Trains to Operate Daily for Nine Days As per the Northern Railway notice, both MEMU Special Train services will operate daily from October 20 to October 28, 2026. The additional services are intended to provide passengers with another travel option during this period. The trains will run with general-class accommodation. Passengers are advised to confirm the latest operating status, stoppages and timings before travelling, as railway schedules and operational arrangements may change. How to Check Train Timings and Updates? For further information regarding the two MEMU Special trains, passengers can contact the RailMadad helpline at 139 or visit the official Indian Railways enquiry website at [**www.enquiry.indianrail.gov.in**](http://www.enquiry.indianrail.gov.in). Before leaving for the station, passengers should check the train number, departure time and boarding station carefully. Checking the latest railway information can help avoid confusion and make the journey smoother. For the convenience of passengers, Railways has decided to run the following MEMU Special Trains between Delhi Jn. and Panipat Jn. as per details given below :- pic.twitter.com/TtpBCPHPCr — Northern Railway (@RailwayNorthern) October 20, 2026 With these special services between Delhi Junction and Panipat Junction, passengers will have an additional rail travel option from October 20 to October 28, 2026. Travellers using the route should keep the published schedule handy and verify any last-minute changes through official railway channels. --- ### [Top Foldable Phones 2026 – Galaxy Z Fold 8 Ultra vs iPhone Duo vs Honor Magic V6](https://www.timesbull.com/top-foldable-phones-2026/) Best Foldable Phones: Smartphones are no longer limited to just making calls, taking photos, or watching videos. Foldable phones have completely transformed the way we use mobile devices. In 2026, companies like Samsung, Apple, and Honour will introduce specialised models in this segment. Some of these phones excel in camera capabilities and performance, while others focus on a more compact form factor or a larger battery. Let’s explore the features and pricing of 5 impressive models from Samsung, Apple, and Honour. 1. Samsung Galaxy Z Fold 8 Ultra The Samsung Galaxy Z Fold 8 Ultra is designed for those who seek a large screen combined with powerful performance and an exceptional camera. It features an 8-inch main AMOLED display, a 200MP primary camera, a Snapdragon 8 Elite Gen 5 processor, and a 5,000mAh battery. This phone makes multitasking—such as running multiple apps simultaneously, reading, or watching videos—incredibly seamless. It is priced at approximately ₹194,999, making it an excellent choice for those with a higher budget who demand premium features. 2. Apple iPhone Duo With the iPhone Duo, Apple has entered the world of foldable smartphones. Its book-style design provides a large screen when unfolded, while it functions like a standard smartphone when closed. It includes a 7.6-inch internal display and a 5.4-inch external screen. The device is powered by the A20 Pro chipset and features a 48MP Fusion primary camera along with a 48MP ultra-wide camera. It runs on iOS 27 and incorporates various AI-driven features. In India, its starting price is ₹299,900. 3. Samsung Galaxy Z Fold 8 The Samsung Galaxy Z Fold 8 is a great option for those seeking a foldable phone at a slightly lower price point than the 'Ultra' model. It features a 7.6-inch Dynamic AMOLED 2X display and a 5.5-inch cover screen. The phone is powered by the Snapdragon 8 Elite Gen 5 processor and includes two 50MP cameras. Its 'Galaxy AI' features assist with tasks such as photo editing, text-related work, and various daily activities. It is priced at approximately ₹174,999. 4. Honour Magic V6 The standout feature of the Honour Magic V6 is its slim, book-style design. It comes with a 7.95-inch internal OLED display and a large silicon-carbon battery. Its slender profile will appeal to users who want a large display without the bulk of a thick device. It is priced at ₹174,999. 5. Motorola Razr Fold The Motorola Razr Fold is an excellent choice for users who desire a large screen combined with long battery life. It boasts a tablet-like internal OLED display, a 6,000 mAh battery, and a triple 50 MP camera setup, designed to handle various styles of photography. It is priced at approximately ₹149,999. --- ### [Free Gas Cylinder: 1.86 Crore Women to Get Diwali Gift,  Know the Details](https://www.timesbull.com/free-gas-cylinder-1-86-crore-women-to-get-diwali-gift-know-the-details/) Free Gas Cylinder Yojana: During this period of rising costs, the Yogi administration in Uttar Pradesh is stepping up to support families during the festive celebrations by offering complimentary gas cylinders to those enrolled in the Pradhan Mantri Ujjwala Yojana (PMUY). This generous initiative will benefit roughly 1.86 crore households across Uttar Pradesh, providing them with complete subsidies for two free LPG cylinder refills annually—one during Diwali and another during Holi. When you refill your LPG cylinder between October and December 2026 for Diwali, the subsidy amount will be transferred straight into your bank account. Free Gas Cylinder from the Government With inflation climbing and cooking gas costs soaring, many low-income families have struggled to afford regular gas cylinder refills. Even though they had gas connections, numerous beneficiaries found themselves turning back to conventional cooking methods and firewood. To tackle this challenge and enhance the festive spirit, the state cabinet has approved a program offering two complimentary cylinders annually to Ujjwala Yojana participants. The first free refill will be available from October through December 2026 during Diwali festivities, while the second will be offered from January through March 2027 during Holi celebrations. Who Can Take Advantage of This Program? This benefit is exclusively for those who have registered with the Pradhan Mantri Ujjwala Yojana (PM-Ujjwala Yojana). Standard domestic gas connections don't qualify for this offer. To enjoy these benefits, you'll need to complete Aadhaar verification and finish the full eKYC process for your gas connection. Additionally, your bank account must be connected to your Aadhaar number and have DBT (Direct Benefit Transfer) activated, allowing the subsidy to be deposited directly into your account. How to avail free LPG cylinder? On Diwali i.e. during October to December 2026, you will have to book the cylinder as per normal rules from your respective gas agency like Indane, Bharat Gas or HP and pay the full price at the time of taking delivery.Within a few days of paying the cylinder amount, the entire subsidy amount will be transferred by the government to the consumer's Aadhaar linked bank account.If you have not done your eKYC yet, then immediately visit your nearest gas agency or complete the biometric authentication through the mobile app of the concerned gas company.     --- ### [Diwali Shopping Offers – How to Save Big Discount with HDFC, SBI & ICICI Credit Cards](https://www.timesbull.com/diwali-shopping-offers-how-to-save-big-discount-with-hdfc-sbi-icici-credit-cards/) Diwali Shopping Offers: With the festival of Diwali fast approaching, people are busy shopping for items like clothing, mobile phones, televisions, and other electronics. During this festive season, banks often introduce new credit card offerings, and many people choose to sign up for them. These credit cards come with benefits such as discounts, cashback, and no-cost EMI options. Banks like HDFC Bank, SBI Card, and ICICI Bank offer excellent deals on various types of purchases. If you hold a credit card from any of these three banks, this article will help you understand the specific benefits available on each card. HDFC Bank Credit Card Offers During Diwali, using an HDFC Bank credit card can unlock benefits on online shopping, dining, and hotel bookings. Additionally, under its 'Festive Treats' campaign, HDFC Bank offers discounts on platforms such as Amazon, Flipkart, and other partner stores. Some of these special offers include discounts or cashback of up to 10%. Read More:- Bank Holiday: Are SBI, PNB and Other Banks Closed on October 21? Check Here Read More:-  SBI FD Scheme: How Much Interest Will You Get in 444 Days? Know Here Read More:- UP Old Age Pension – Now Get ₹1,500 Every 45 Days, Full Details Furthermore, HDFC Millennia and Regalia Gold cards offer cashback or 'CashPoints' on purchases made via Amazon, Flipkart, and other select online platforms. Benefits are also available on services like Swiggy and Zomato, subject to specific terms and conditions. The Regalia Gold card is particularly useful for those who wish to earn rewards not just on shopping, but also on travel and lifestyle-related expenses. The Swiggy HDFC Bank credit card offers cashback on orders placed through Swiggy, along with cashback benefits on various other types of purchases—making it an ideal choice for those who frequently order food online. Meanwhile, if you are planning a trip or a hotel stay this Diwali, the Marriott Bonvoy HDFC Bank credit card can be highly advantageous, as it allows you to earn reward points and access hotel-related perks. https://www.hdfc.bank.in/ps/credit-cards-in-india Discover Special Offers on SBI Cards SBI Cards also feature special offers. Using this card for purchases can be advantageous; for instance, you may earn up to 5% cashback on online spending. However, please note that certain transactions may be excluded, and there may be a monthly cap on the cashback you can earn. It is advisable to review the card's terms and conditions before making any purchases. During the festive season, SBI Cards often provide exclusive discounts on platforms like Amazon, Flipkart, and other retailers. These offers may include discounts of 5% to 10% and 'no-cost EMI' options. If you are planning to purchase items like mobile phones, clothing, household goods, or electronics this Diwali, be sure to check the offers available on the SBI Card website beforehand. https://www.sbicard.com/hi/personal/credit-cards.page Offers on ICICI Bank Credit Cards Using an ICICI Bank credit card for your Diwali shopping can unlock benefits such as cashback, discounts, and EMI options. Shoppers using this card on Amazon can take advantage of specific perks—for example, Amazon Prime members can earn up to 5% cashback on their purchases. A key feature of this card is that it is 'lifetime free,' meaning there are no joining or annual fees. During the Diwali season, you can avail of discounts on platforms like Amazon, Myntra, and various other e-commerce sites using an ICICI Bank credit card, with some offers providing discounts of up to 10%. If you are planning to buy smartphones or televisions from brands like OnePlus or Xiaomi this Diwali, you can secure discounts by using your ICICI Bank credit card. Additionally, you may be eligible for further savings through specific credit card offers or EMI schemes. The discount amount is determined based on the terms and conditions of the card and the offers. https://www.icici.bank.in/personal-banking/cards/credit-card --- ### [Sapna Choudhary Desi Thumka On ’52 Gaj Ka Daman’ Song Hits 1.7 Billion Views Online, Watch Now](https://www.timesbull.com/sapna-choudhary-desi-thumka-on-52-gaj-ka-daman-song-hits-1-7-billion-views-online-watch-now/) Sapna Choudhary Viral - If we talk about Haryanvi songs, it is not possible that Sapna Choudhary's name does not come up. His dance and songs have created a stir across the country.   The most-watched song in the Haryanvi industry is not by Sapna Choudhary. Are you surprised? Come on, let's understand the whole story. Amidst Sapna's fame, another pair came, which took the world of Haryanvi music by storm. We are talking about Pranjal Dahiya and Aman Jaji. The song released by their duo broke all the records of the Haryanvi music industry till now. Also Read - Daler Mehndi Insulted by Minister Subodh Uniyal at Kunjapuri Fair – ‘We Paid You So Much Money’ — Video Sparks Anger https://youtu.be/CZt-rVn2BJs?list=RDCZt-rVn2BJs What is the name of the song? The name of this record-breaking song is '52 Gaj Ka Daman'. This song became so popular on social media and music platforms that people started dancing to it from reels to weddings. This became the first song in the Haryanvi music industry to get more than 100 crore, i.e. 1 billion, views on YouTube. https://youtu.be/UTo51tnCPgw?list=RDUTo51tnCPgw Who wrote the lyrics, and whose voice was it? Singer Renuka Panwar has given her voice to this song. Pranjal Dahiya and Aman Jaji are seen in the video, whose desi look and dance were liked wholeheartedly by the people. The lyrics of the song are written by Mukesh Jaji and the music is composed by Aman Jaji. Also Read - Pawan Singh Publicly Apologises to Akshara Singh at Munger Durga Puja Event & Says – She Is My Babu… https://youtu.be/smNBbAq5ejE?list=RDsmNBbAq5ejE The craze of this song can be gauged from the fact that within just nine months of its release, it had touched the figure of 1 billion views. This song, released on 2 October 2020, did wonders till June 2021. How many views has it had today? Now it has been almost six years since the release of this song, but the craze is still no less. Be it reels or parties, this song is still played even today. Currently, this song has received more than 1.7 billion views on YouTube. https://youtu.be/dEANmpcyDP8?list=RDdEANmpcyDP8 After all, what is the meaning of this song? '52 Gaj Ka Daman Pahar Matak Chalungi'—This song shows the beauty of Haryana's culture and traditional attire. The story is about a newlywed bride who asks her husband to make her a big and beautiful ghagra (skirt) with a circumference of 52 yards. https://youtu.be/lx9FQJmyJ-8?list=RDlx9FQJmyJ-8 She wants that when she walks proudly dressed up, the whole village should keep looking at her. Simply put, this song is a celebration of Haryanvi attire, desi style and the joy of dressing up. So next time when someone says that the biggest song of Haryanvi is by Sapna Choudhary, remind them of the name of '52 Gaj Ka Daman'! --- ### [Bank Holiday: Are SBI, PNB and Other Banks Closed on October 21? Check Here](https://www.timesbull.com/bank-holiday-are-sbi-pnb-and-other-banks-closed-on-october-21-check-here/) Bank Holiday: Banks will be closed tomorrow, Wednesday. If you're planning to visit a bank branch on October 21, make sure to check whether banks are open in your state. Based on the Reserve Bank of India (RBI) calendar, banks will be closed in certain states tomorrow, Wednesday. Discover here which states will have closed banks tomorrow, Wednesday, and the reasons behind it. Will banks be closed tomorrow, Wednesday, October 21? Today, Tuesday, November 20th, most banks are closed across states in observance of Dussehra. According to the RBI calendar, banks will be closed tomorrow, Wednesday, October 21st, to celebrate Vijayadashami and Durga Puja in Assam, Karnataka, Kerala, Sikkim, Tripura, and West Bengal. All public and private sector banks, including State Bank of India, Punjab National Bank, Bank of Baroda, Canara, Axis, HDFC, and ICICI, will stay closed in these states. Vijayadashami, commonly referred to as Dussehra, stands as one of Hinduism's most significant festivals. This celebration represents the triumph of good over evil. According to Hindu traditions, Lord Rama defeated Ravana on this auspicious day. During this festival, effigies of Ravana are burned throughout the country, and Lord Rama's victory is commemorated. In certain areas, Vijayadashami is also observed as Goddess Durga's victory over Mahishasura. Banks will remain closed in numerous states, such as Assam, Karnataka, Kerala, and Sikkim, in honor of this festival. Durga Puja, an important festival honoring Goddess Durga, is celebrated with tremendous enthusiasm, particularly in West Bengal, Tripura, and Assam. Throughout this festival, elaborate pandals are beautifully decorated and statues of Goddess Durga are placed inside them. Banks are closed in these states today due to Dussehra Banks are closed today in recognition of Dussehra, Dashami (Vijayadashami, Aso Sud-10), Mahanavami, Ayudha Puja, and Durga Puja. Bank branches remain closed in Delhi, UP, Rajasthan, Madhya Pradesh, Assam, Bihar, Jharkhand, Karnataka, Meghalaya, Mizoram, Nagaland, Odisha, Tamil Nadu, Tripura, West Bengal, and Arunachal Pradesh. Banks are open today in Sikkim and Manipur. Your Friendly Guide to October Bank Holidays October 20, Wednesday – Vijayadashami and Durga Puja Several states and banking centers will have closed banks due to Vijayadashami, Mahanavami, Ayudha Puja, and Durga Puja celebrations. Affected locations include Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Guwahati, Hyderabad, Itanagar, Jaipur, Jammu, Kanpur, Kochi, Kohima, Kolkata, and Lucknow. October 21, Wednesday – Vijayadashami and Durga Puja Banks across Assam, Karnataka, Kerala, Sikkim, Tripura and West Bengal will be closed in observance of Vijayadashami and Durga Puja. Thursday, October 22 - Durga Puja Bank branches in Sikkim will shut down to honor Durga Puja and Dashain. October 23, Friday - Durga Puja Sikkim's banks will remain closed in celebration of Durga Puja and Dashain. October 24, Saturday – Fourth Saturday Bank branches nationwide will be closed as it's the fourth Wednesday of the month. Sunday, October 25 – Weekly Holiday Banks will be closed throughout the country on this Sunday. October 26, Monday – Lakshmi Puja and Valmiki Jayanti Banks in Chandigarh, Jammu and Kashmir and Tripura will close to mark Laxmi Puja, Accession Day and Maharishi Valmiki Jayanti. October 29, Thursday – Karwa Chauth Bank branches in Himachal Pradesh will close for Karva Chauth celebrations. October 31, Wednesday - Sardar Vallabhbhai Patel's birth anniversary Gujarat banks will be closed to commemorate Sardar Vallabhbhai Patel Jayanti. Your Online Banking Options Continue Even when bank branches are closed, you'll still enjoy full access to online banking services. You can transfer money using internet banking, mobile banking, and UPI platforms. ATM withdrawals remain available around the clock. Just keep in mind that in-branch services like check processing and other counter services won't be accessible during these holidays. --- ### [SBI FD Scheme: How Much Interest Will You Get in 444 Days? Know Here](https://www.timesbull.com/sbi-fd-scheme-how-much-interest-will-you-get-in-444-days-know-here/) SBI Amrit Vrishti Scheme: The special fixed deposit scheme 'Amrit Vrishti' of State Bank of India (SBI), India's largest public sector bank, is very popular among investors. If you are looking for great returns while investing safely, this special 444-day plan could be the best option for you. Find out all the important details about this special occupancy scheme as per official information from the bank. Who benefits and how much? The interest rates for this program are fixed to suit different age groups of investors. General public: 6.45% per year. Retirees: 6.95% per year. (0.50% higher than the general public) Super retirees (over 80 years old): 7.05% per year. Main features and rules of the system Holding period: The maturity period of this FD is set at exactly 444 days (approximately 14.5 months). Minimum and maximum amount: Investments in this scheme can start with a retail deposit of Rs 1,000 and the maximum amount must be less than Rs 3 billion. Who can invest: Ordinary citizens of India, Hindu Undivided Families (HUFs) and Non-Resident Indians (NRIs) are eligible to invest in it. Interest Payout Options: Investors can choose to pay interest monthly, quarterly, half-yearly or directly at the time of maturity as per their convenience. Credit Facility: If required, the investor can also avail loan or overdraft facility with this FD. Early exit rules If you need the money earlier than scheduled and you violate the FD, the bank will charge you a penalty as per the rules. For amounts below 500,000 rupees: 0.50% fine. For amounts less than Rs 5 lakh to Rs 3 crore: Penalty of 1.0%. Special exemption: If the FD is closed within 7 days of booking, no interest is paid. However, bank employees and retirees are exempt from this penalty. How can I apply? To avail the benefits of this SBI scheme, investors do not even need to visit the bank, it can also be started online from home: Through SBI YONO App. From the official internet banking portal of SBI. By visiting any SBI branch near you and filling the form. How much return will you get on FDs of Rs 5 lakh and Rs 10 lakh? If you invest Rs 5 lakh in SBI's 444-day 'Amrit Varshi' FD, at an annual interest rate of 6.45%, ordinary citizens will earn an interest of approximately Rs 39,800 to Rs 40,000 on maturity, taking the total corpus to around Rs 5.40 lakh; while at 6.95%, senior citizens will earn a total return of Rs 43,000 to Rs 43,200, taking their total corpus to over Rs 5.43 lakh. An FD of Rs 10 lakh under this scheme, at a compound interest rate of 6.45% per annum, will fetch a net return of approximately Rs 80,000 to Rs 80,500 on maturity for ordinary citizens (total maturity amount will be approximately Rs 10.80 lakh); whereas, at an interest rate of 6.95% per annum, senior citizens will earn a total interest of Rs 86,500 to Rs 87,000, taking their total deposit amount to approximately Rs 10.87 lakh after 444 days. --- ### [UP Old Age Pension – Now Get ₹1,500 Every 45 Days, Full Details](https://www.timesbull.com/up-old-age-pension-now-get-%e2%82%b91500-every-45-days-full-details/) UP Old Age Pension New Rules 2026: The government operates an Old Age Pension Scheme for the elderly in Uttar Pradesh. The state government has revised the rules for this scheme. Beneficiaries have been informed that the three installments will no longer be transferred together; instead, the pension amount will be transferred directly into the beneficiaries' bank accounts every 45 days. Each instalment will consist of ₹1,500. According to the Social Welfare Department, this new system will provide financial support to the elderly and make managing their funds more convenient. If you are an elderly individual and wish to avail the benefits of this scheme, you can easily apply online from the comfort of your home. Below, we provide details on the required documents and the application process. Pension Rules and Amount The government will no longer disburse a three-month instalment as a lump sum; instead, it will be transferred via Direct Benefit Transfer (DBT) in two separate installments. There will be a 45-day interval between these two installments, with each installment amounting to ₹1,500. Beneficiaries over the age of 80 receive a total of ₹3,000 per quarter (contributed by both the central and state governments). For individuals aged between 60 and 80, the central government provides ₹600, and the state government provides ₹2,400, totalling ₹3,000. The government has advised beneficiaries to ensure their bank accounts are linked to their Aadhaar card and the National Payments Corporation of India (NPCI) to avoid any disruptions in pension payments. Eligibility Criteria To be eligible for the pension scheme, the applicant must be a resident of Uttar Pradesh. Furthermore, the applicant should not already be a beneficiary of any other pension scheme, such as those for widows or persons with disabilities. The government has set the minimum age for eligibility at 60 years. For rural families, the annual income must not exceed ₹46,080. For families residing in urban areas, the annual income must not exceed ₹56,460. What are the required documents? Applicants need to provide certain documents when filling out the application form. These include an Aadhaar card, an income certificate (issued by the Tehsil office), a high school certificate (or a copy of the relevant register obtained from the Gram Sachiv/Village Secretary), and a bank passbook—specifically, a bank account linked to the applicant's Aadhaar card and enabled for Direct Benefit Transfer (DBT). A passport-sized photograph is also required. How to apply from home If you wish to apply, you should visit the official portal of the Social Welfare Department of the Uttar Pradesh government at sspyup.gov.in. On the homepage, select the 'Old Age Pension' (Bujurgavastha Pension) option, and then click on the online application link. Fill in the required information—such as your district, block, panchayat, name, mobile number, and bank account details—into the form and submit it. --- ### [Daler Mehndi Insulted by Minister Subodh Uniyal at Kunjapuri Fair – ‘We Paid You So Much Money’ — Video Sparks Anger](https://www.timesbull.com/daler-mehndi-insulted-by-minister-subodh-uniyal-at-kunjapuri-fair-we-paid-you-so-much-money-video-sparks-anger/) Daler Mehndi Insulted on Stage - A video of Punjabi singer Daler Mehndi is going viral on social media these days. This video is about the famous Kunjapuri fair held in Narendranagar in the Tehri district of Uttarakhand. In the video, BJP leader and Cabinet Minister Subodh Uniyal is seen getting angry at Daler Mehndi on the stage. Social media users are expressing their displeasure over this action of the minister. What is the whole matter? Actually, this incident happened on 18th October, when a cultural program was organised at Kunjapuri fair on the occasion of Navratri. With the viral video on Instagram, it is being claimed that Daler Mehndi was called to entertain the people, but his voice started faltering on the stage. It is being alleged that the singer was drunk, due to which he was having difficulty singing.   View this post on Instagram   A post shared by cultmdia (@cultmdia) What did Minister Subodh Uniyal say? It can be seen in the viral video that as soon as Daler Mehndi starts singing, Minister Subodh Uniyal reaches the stage and interrupts him. The minister says, "Religious celebrations of Maa Durga's worship and Navratri are being organised here. It is not appropriate to present a program under the influence of alcohol on such a holy occasion." Apart from this, he also said, "Aapse bola toh nahi raha hai, what song will we sing?" And "We invited you by paying so much money so that our people can be entertained, but you are fooling them". Also Read - Pawan Singh Publicly Apologises to Akshara Singh at Munger Durga Puja Event & Says – She Is My Babu… How did Daler Mehndi respond? Daler Mehndi remained calm throughout the incident. When the minister was getting angry at him, the singer stood silently and later, very politely, he said to the minister, "Sir, I request you with folded hands... please get down from the stage". This calm reaction of Daler Mehndi is being praised a lot on social media. Did Daler Mehndi come under the influence of alcohol? Now the biggest question – Was Daler Mehndi really drunk? There has been no official confirmation of this yet. This has not been proved in any news report. There has been no direct reaction from Daler Mehndi or his team on the alcohol allegation. However, it has come to light in some reports that the organisers of the fair say that Daler Mehndi was not well. He performed despite being ill. According to another report, the issue also came up in the program that the singers were not singing live, but were performing on the background track, due to which the audience got angry. Anger of social media users On social media, people have expressed their strong displeasure over the behaviour of Minister Subodh Uniyal. One user wrote - "He has grown old and is still performing, just because of the love of the people. It is not right to insult him like this." Another user said, "I have known Daler Bhai for 36 years. He neither drinks alcohol nor does he allow his team members to drink. He was not well, yet he performed." Some users even advised Daler Mehndi that he should file a case against the minister. Also Read - Salman Khan Class to Qazi Tauqeer on Weekend Ka Vaar ‘It Started When You Spat in Scout Ear’ — Internet Divided On one hand, this whole matter is about the arrogance and anger of the minister on the stage, and on the other hand, it is about the insult of a senior artist. At present, there is no confirmation of the allegation of alcohol, but it is certain that the minister climbing onto the stage and speaking like this is costing him heavily on social media. --- ### [Pawan Singh Publicly Apologises to Akshara Singh at Munger Durga Puja Event & Says – She Is My Babu…](https://www.timesbull.com/pawan-singh-publicly-apologises-to-akshara-singh-at-munger-durga-puja-event-says-she-is-my-babu/) Pawan Singh-Akshara Singh Patch-Up?  The sourness that has been going on for years between two big names in Bhojpuri cinema – Pawan Singh and Akshara Singh – now seems to be reducing a bit. During the Durga Puja festival in Munger, Bihar, Pawan Singh openly apologised to Akshara Singh and her family from the stage and asked the fans if they wanted to see both of them together again. What did Pawan Singh say on stage? At a program organised in Kalyanpur, Munger, Pawan Singh said, "Akshara Singh is my father, my son. His father is our brother and his mother is my sister-in-law." He further said that if Akshara's parents ever felt bad because of him, he sincerely apologises and salutes them. Also Read - Salman Khan Class to Qazi Tauqeer on Weekend Ka Vaar ‘It Started When You Spat in Scout Ear’ — Internet Divided Not only this, but Pawan Singh also asked a question to the audience present there - "Who wants to see our pair again?" In response, the audience showed their support by clapping. After this, he said that both will be seen together very soon. उनको सॉरी बोलता हूं,भाई बहन माता कौन -२ चाहते हैं ये जोड़ी फिर से नजर आए बहुत जल्द नजर आएंगे मेरे बच्चे को लगता है मुझसे गलती हुई है अक्षरा सिंह के माता पिता को मेरे चलते बुरा महसूस हुआ है तो मैं मांफी मांगता 🙏 भैया भाभी पावर स्टार पवन सिंह Akshara मेरा बाबू ...1/2 https://t.co/JIRsBHqr1r — RAJ KUMAR (@RAJKUMAR151097) October 18, 2026 What happened from Akshara's side? Till now, there has been no direct response from Akshara Singh to this statement of Pawan Singh. However, earlier in a program, Akshara had sung Pawan Singh's song, which is being seen as a sign of change in their relationship. Also Read - Elvish Yadav Slams Bigg Boss 20 Rules After Nakul-Gullu Fight – ‘Sad’ Rules Change…. What was the old dispute? Pawan Singh and Akshara Singh worked together in many Bhojpuri films, and their pairing was very much liked. In the year 2018, Pawan Singh married Jyoti Singh, after which there was a rift in their relationship. In the year 2019, Akshara Singh had accused Pawan Singh of mental harassment and trying to spoil her career. Now, this new statement of Pawan Singh has once again brought the pair into the limelight. --- ### [8th Pay Commission: Will the Gratuity Limit Increase to Rs 75 Lakh? Check the Latest Demands](https://www.timesbull.com/8th-pay-commission-will-the-gratuity-limit-increase-to-rs-75-lakh-check-the-latest-demands/) 8th Pay Commission: Gratuity, a significant amount received by central government employees after retirement, is currently under discussion. The 8th Pay Commission is preparing its recommendations, and employee organizations are demanding an increase in the gratuity limit. Some organizations are even demanding a gratuity ceiling of Rs 75 lakh. Let's understand what gratuity is and how it is determined. What is gratuity? Gratuity represents a one-time payment awarded to employees when they retire, acknowledging their years of dedicated service. For those working in government positions, this payment is calculated based on their final salary and how long they've worked. Experts point out that gratuity is closely tied to basic pay and dearness allowance (DA). How is gratuity calculated? The calculation process for government employees follows its own specific guidelines. Based on the Central Civil Services (Pension) Rules, 2021, retirement gratuity typically equals one-fourth (1/4) of the basic pay plus DA, multiplied by every six completed months of service. Let's walk through an example to make this clearer... Formula: (Last Basic Pay + DA) × 1/4 × (Six months period of service) When it comes to the private sector or standard gratuity calculations, the 15/26 formula comes into play instead. Formula: (Last Basic Salary + DA) × 15 × Years of Service ÷ 26 What is the current gratuity limit? Government employees have a maximum gratuity cap of Rs 25 lakh. Additionally, this figure cannot go beyond 16.5 times what an employee earns annually. What are the demands of employee organizations?   Worker unions argue that the Rs 25 lakh cap and the existing calculation approach don't adequately reflect the impact of inflation and growing medical expenses. As a result, they've put forward several key requests to the 8th Pay Commission... The employee representatives on the NC-JCM (National Council-Joint Consultative Machinery) are calling for the gratuity ceiling to be raised threefold, reaching Rs 75 lakh. Unions have suggested that gratuity should be calculated based on 25 working days instead of 30. They also demand the complete removal of the 16.5 times limit.   IRTSA Demand: The Indian Railways Technical Supervisors Association (IRTSA) has demanded that the gratuity limit be increased to ₹50 lakh and calculated on the basis of 1/3rd of basic + DA every six months.   It's important to remember that the current demands regarding gratuity are merely proposals. No changes will be implemented until the 8th Pay Commission submits its final report and the government approves it.   What is the status of the 8th Pay Commission? The 8th Pay Commission is a three-member panel headed by Justice Ranjana Prakash Desai. The Commission was constituted on November 3, 2025. The panel's term is 18 months, and its final report is expected by May-June 2027. The Commission is currently in its consultation phase. Its meetings concluded in Bengaluru on October 8, and the next meeting is scheduled for October 22-23 in Mumbai. --- ### [Aadhaar Update – Here’s How to Lock and Unlock Your Biometrics Online](https://www.timesbull.com/aadhaar-update-heres-how-to-lock-and-unlock-your-biometrics-online/) Aadhaar Biometric Unlock: In this digital age, people enjoy many conveniences—from booking tickets to ordering food, everything can be done in an instant. However, when people make digital payments—whether to businesses or family members—fraudsters are often on the lookout for opportunities to commit scams. Currently, fraudsters are employing various methods to deceive people, and Aadhaar cards are sometimes involved in these schemes. An Aadhaar card contains a person's sensitive personal information. To protect this, the UIDAI provides a feature that allows users to lock their Aadhaar biometrics and unlock them whenever necessary. This locking and unlocking process can be managed through the official UIDAI website or the Aadhaar app. Many people lock their Aadhaar cards in a hurry but later face difficulties when trying to unlock them. In this article, we will explain how to both lock and unlock your Aadhaar biometrics. Unlock your Aadhaar biometrics easily through the Aadhaar App or myAadhaar Portal. Its easy and convenient. #UnlockBiometrics #AadhaarApp #myAadhaarPortal #StayAlert #CyberSecurityAwareness https://t.co/k7irw5ZcC2 — Aadhaar (@UIDAI) October 19, 2026 Read More:- Ration Card Update – How to Add Names or Make Corrections Online from Home Read More:- Railways Update – 16 Trains Cancelled from December 2026 to March 2027, Check List Read More:- Railways Update – 16 Trains Cancelled from December 2026 to March 2027, Check List How to unlock biometrics using the Aadhaar app? Open the official Aadhaar app on your smartphone. Log in to the app and complete any required security verification, such as entering your PIN. Locate the option related to 'Biometric Lock' within the app. If your biometrics are currently locked, select the 'Unlock' option. Follow the on-screen instructions to complete the process; once successful, your biometrics will be unlocked. How to unlock biometrics via the MyAadhaar portal? Visit the official UIDAI 'MyAadhaar' portal. Click on the 'Login' option and enter your Aadhaar number. Log in by entering the OTP (One-Time Password) sent to your registered mobile number. Look for the option related to locking or unlocking your biometrics. Follow the instructions provided on the screen to complete the unlocking process. Once the process is complete, your Aadhaar biometrics will be unlocked. --- ### [Upcoming Phones in October 2026 – OPPO Find X10 Series, Moto Edge 70 Neo, Full Details Inside](https://www.timesbull.com/upcoming-phones-in-october-2026/) Upcoming Smartphone 2026:- Diwali is just around the corner, and brands are basically lining up their next big stuff, so yeah, it makes sense to pause for a moment before you go full spend on a brand-new device. From a camera-heavy OPPO flagship-type deal to some Snapdragon 8 Elite Gen 6 speed on the iQOO side, here are the phones people are saying will launch in October 2026, and maybe you should actually pay attention.   OPPO Find X10 series The OPPO Find X10 series is scheduled to show up in India on October 22, 2026, which is the closest “real” launch in the bunch. Furthermore, OPPO is bringing out the OPPO Pad Mini Matte Display Edition on the same day, so it’s like a double drop moment, kind of. The Find X10 Pro Max is reportedly set to feature a triple 200MP camera array, but the detail has not been strictly confirmed for the India model; things can vary. In China, the Pro Max starts at CNY 6,799, but the India pricing is still entirely missing. Earlier leaks even mentioned October 28 for India, so please double-check the date before you assume anything. Motorola Edge 70 Neo The Motorola Edge 70 Neo is confirmed to launch sometime in October in India, but Motorola has not pinned down the exact day, as of now. This one is being framed as a new variant in the Edge 70 range, and it’s expected to land in the mid-range bracket, not in the ultra-top tier. Specs and pricing still aren’t official, so right now it’s more like “keep an eye on it” than a “plan your purchase” moment. iQOO 16 The iQOO 16 should arrive in India in late October, and it’s expected to be among the first Android flagships here with Snapdragon 8 Elite Gen 6 inside. That alone makes it pretty notable, especially if you’re into gaming or just raw performance stuff. But, yeah, everything here is based on reports. iQOO hasn’t shared any confirmed date or price yet, so don’t treat it like a final timetable. Vivo X500 series The Vivo X500 series is rumoured to launch in India in either October or November, and it’s aimed at the premium segment, with Vivo’s usual camera-focused vibe. Honestly, this model is probably the least solid out of the four, so it could easily slide into next month too. Right now there are no confirmed specs, no pricing either, just that general expectation floating around. Verdict If you want a flagship pretty soon, the OPPO Find X10 series is the one to watch, because the launch is basically days away, not weeks. If performance is your main focus, the iQOO 16 with that new Snapdragon chip could be the better choice. If you’re after a mid-range option, the Moto Edge 70 Neo is a better fit. And for the Vivo X500 series, it’s worth waiting only if you’re not in a rush. Still, launch dates, plus the expected pricing, can change at the last moment, so verify the final price, offers, and availability on the official store before you commit to buying anything. --- ### [Ration Card Update – How to Add Names or Make Corrections Online from Home](https://www.timesbull.com/ration-card-update-how-to-add-names-or-make-corrections-online-from-home/) Ration Card Update 2026: If you are a ration card holder, this news could be important for you. Ration card holders receive food grains based on the number of units (family members) registered. If your ration card needs updates for missing members, additions, removals, or corrections, knowing the proper procedure is essential. Applications for these services can be submitted through the state’s Food and Civil Supplies Department portal or at designated service centres. You can also use the 'Anna Sahayata' (Food Assistance) app to raise any concerns or complaints related to your ration card, making it easy to register and resolve issues. राशन कार्ड में सदस्य जोड़ना हो, हटाना हो या किसी जानकारी में बदलाव करवाना हो, तो अब अपनी जरूरत के अनुसार अन्न सहायता के माध्यम से शिकायत दर्ज कर सकते हैं। सही विकल्प चुनकर अपनी शिकायत दर्ज करें और राशन कार्ड से जुड़ी जरूरी जानकारी को अपडेट कराने की प्रक्रिया शुरू करें। #DFPD https://t.co/OhtL8WwytO — Department of Food & Public Distribution (@fooddeptgoi) October 18, 2026 What changes can be made to a ration card? Ration card holders can add the names of new family members—such as a spouse after marriage or a newborn child. Conversely, if a family member passes away, their name can be removed. You can also easily correct errors, such as misspellings in names, incorrect addresses, or other inaccuracies. Where can you register a complaint? The official website of the Central Government’s Department of Food and Public Distribution provides specific contact channels for 'Anna Sahayata' (Food Assistance). You can register a complaint by sending a message to the WhatsApp number 9868200445. Additionally, you can reach out via the toll-free number 1947 or the IVRS helpline number 14457. Easy steps for filing a complaint For any assistance or to register a complaint regarding your ration card, you can use WhatsApp or the IVRS helpline. You need to enter all the details related to your ration card and describe the issue you are facing. If you receive a complaint number, keep it safe. What documents will be required? For your information, updating a ration card requires documents such as an Aadhaar card, marriage certificate, death certificate, and existing ration card details. --- ### [Railways Update – 16 Trains Cancelled from December 2026 to March 2027, Check List](https://www.timesbull.com/railways-update-16-trains-cancelled-from-december-2026-to-march-2027-check-list/) Indian Railway Update: For those travelling by train during the winter season, foggy weather can cause major problems. It is essential for passengers to check their train schedules before embarking on their journey. Due to dense fog and poor visibility, train speeds drop, and operators must run trains at a slower pace under such conditions. Consequently, some trains may be cancelled, or their frequency may be reduced. The Railways has shared an update via its social media platform, 'X' (formerly Twitter), stating: "Important information for train passengers from December to March—please review the list of potential winter-season cancellations." This means that anyone planning to travel between December 2026 and March 2027 should read this information carefully, as many train services will be affected during this period. Passengers are also advised to verify the status of their train before booking tickets or heading to the railway station. List of trains cancelled between December 2026 and March 2027 According to the latest information, the operations of several Northern Railway trains have been adjusted due to foggy weather conditions. Here is the table for the train cancellation schedule: S. No. Train Route Period of Cancellation 1 Ambala Cantt–Barauni December 1 to February 27 2 Model Town Express December 5 to March 2 3 Kathgodam–Kanpur Central December 7 to March 1 4 Barauni–Ambala Cantt December 3 to March 1 5 Garib Rath (Jammu Tawi–Kathgodam) December 6 to February 28 6 Kanpur Central–Kathgodam December 8 to March 2 7 Amritsar–Lalkuan December 5 to February 27 8 Yoganagari Rishikesh–Jammu Tawi December 7 to March 1 9 New Delhi–Model Town December 3 to February 28 10 Amritsar–Purnia Court December 1 to February 28 11 Amritsar–Tatanagar December 4 to February 26 12 Garib Rath (Kathgodam–Jammu Tawi) December 8 to March 2 13 Tatanagar Express December 2 to February 24 14 Lalkuan–Amritsar December 5 to February 27 15 Purnia Court Express December 3 to March 2 16 Jammu Tawi–Yoganagari Rishikesh December 6 to February 28 How to check train status? If you are planning to travel, there are several ways to check the status of your train. You can visit the NTES (National Train Enquiry System) to view the live status and timings of your train. Additionally, you can check details regarding your ticket and journey on the official IRCTC website. Passengers can also seek information at the station's enquiry counter if needed. --- ### [Pension Scheme: How to Get Rs 20,500 Every Month After Retirement? Do Check it Out ](https://www.timesbull.com/pension-scheme-how-to-get-rs-20500-every-month-after-retirement-do-check-it-out/) Pension Scheme: Life after retirement brings ongoing monthly bills and expenses. If you're looking to keep your savings secure while earning a steady income, the Post Office's Senior Citizen Savings Scheme (SCSS) might be just what you need. By putting Rs 30 lakh into this government-backed scheme, you could earn up to Rs 2.46 lakh in interest each year. That works out to roughly Rs 20,500 monthly—though keep in mind this income arrives quarterly rather than every month. 8.2% interest, your money stays protected The Post Office Senior Citizen Savings Scheme is thoughtfully created for seniors. It's designed to give retirees a dependable income source after they stop working. Right now, the scheme provides an 8.2% annual interest rate. Your interest earnings are locked in at whatever rate applies when you open your account. Since it's a government savings scheme, you won't face the ups and downs that come with stock market investments. Opening an account is simple—just visit your local post office. You can begin with just Rs 1,000 This scheme welcomes investors starting with a minimum of Rs 1,000. You're allowed to deposit up to Rs 30 lakh in one account. Spouses can each open their own separate accounts if they qualify. That said, it's worth learning about the specific rules for opening accounts and making investments. Generally, people who are 60 years old or above can open an account here. In some cases, those retiring between 55 and 60 may also be eligible. Certain retired military personnel can even participate starting at age 50. What earnings can you expect from a Rs 30 lakh deposit? If you invest Rs 30 lakh in this scheme and receive the 8.2 percent annual interest rate, here's how your earnings break down. Total deposit: Rs 30 lakh   Interest in a year: Rs 2,46,000   - Interest in three months: Rs 61,500   Average monthly income: Rs 20,500 Keep in mind that the Rs 20,500 won't be credited to your account every month. Interest is paid every three months. Upon completion of the five-year term, your deposit is returned as per the rules. Eligible investors can then extend the account for another three years, subject to certain conditions. Five year scheme, know the tax rules also The investment period for this scheme is five years. If you close your account prematurely, a certain amount may be deducted as per the rules. Investments may be eligible for tax benefits under Section 80C of the Income Tax Act, depending on your eligibility and applicable tax regime. Furthermore, interest earned under this scheme may be taxable. --- ### [EPFO Rules: Earn Rs 25,000 Salary? Follow These Steps and Get More Benefits](https://www.timesbull.com/epfo-rules-earn-rs-25000-salary-follow-these-steps-and-get-more-benefits/) EPFO Wage Limit Hike: The central government recently announced a significant change to employee minimum salary requirements. The monthly salary threshold for mandatory social security protection through the Employees' Provident Fund Organization (EPFO) has been increased from Rs 15,000 to Rs 25,000 per month. This update, effective from September 17, will extend Provident Fund, Pension, and Insurance (EDLI) benefits to over 5.1 million additional employees. However, earning less than Rs 25,000 monthly alone doesn't guarantee you'll qualify. Employees must also satisfy the specific requirements outlined in each scheme. Let's dive deeper into how this new threshold benefits you and how to verify whether you're eligible. Who qualifies under the updated guidelines? This adjustment primarily helps employees who were previously excluded from EPF coverage because their basic salary (Basic Salary + DA) exceeded Rs 15,000 monthly. As per the Ministry of Labor, workers earning between Rs 15,000 and Rs 25,000 who fulfill the applicable conditions can now join the EPF. For those already participating in EPF, their contribution amounts will be based on their current wage base and membership standing. How do you sign up for EPF, EPS and EDLI? Employees cannot independently register for any of these three schemes using a standalone application form. Your employer must handle the enrollment: Verify your eligibility: First, confirm that your monthly earnings stay within Rs 25,000 and you satisfy other scheme requirements. Reach out to your HR or payroll department: Get in touch with your company's HR or finance team so they can confirm your eligibility and begin your enrollment process. Submit necessary paperwork: Provide your identification, work information, Aadhaar number and banking details to your employer. Review your contributions: Once enrollment is complete, review your pay stub and EPFO passbook to verify that PF deductions and employer contributions are properly documented. Will your PF deduction increase now? The implementation of the new wage ceiling may increase the salary base for calculating contributions for eligible employees. Under the new framework, the maximum salary limit for contributions will be Rs 25,000 or the employee's actual salary, whichever is lower. Understand the math this way: If 12% PF is deducted based on your full salary of Rs 25,000, the employee's monthly contribution will be Rs 3,000. The employer's 12% contribution will be split between EPF and EPS as per the rules, while the EDLI premium will be paid separately, entirely by the employer. --- ### [Bank Holiday: Will Banks Remain Closed on October 20? Check Now](https://www.timesbull.com/bank-holiday-will-banks-remain-closed-on-october-20-check-now/) Bank Holiday Alert: The festival season is in full swing across the nation. As a result, bank branch operations will experience disruptions this week. Based on the Reserve Bank of India's (RBI) official holiday schedule, both public and private banks will shut down in virtually all major cities nationwide on Tuesday, October 20, 2026, to observe Dussehra/Vijayadashami. Earlier on Monday, October 19th, numerous banks closed their doors in several states, namely Uttar Pradesh, West Bengal, Bihar, and Jharkhand, in celebration of Mahanavami. These back-to-back holidays created a three- to four-day extended weekend for many states. That said, net banking, mobile banking, UPI, and bank ATM services will continue running smoothly without any disruption. Next week's bank holiday list Here's the full breakdown of bank holidays across different states and circles throughout this week of October: Tuesday (October 20): Banks will be closed throughout the country (with the exception of some northeastern states) to mark Vijayadashami/Dussehra. Wednesday (October 21): Banks will be closed in North-Eastern states (such as Assam, Tripura) in observance of Durga Puja/Vijayadashami. Saturday (October 24): As the fourth Saturday of the month, all banks nationwide will observe their regular holiday. Sunday (October 25): Banks across the nation will remain closed for the weekly holiday. How to handle your important tasks during bank holidays? There's no reason to stress about October's bank holidays due to festival celebrations, since the majority of banking services are accessible round-the-clock online. Even when physical bank branches are unavailable, you can take advantage of UPI (GPay, PhonePe, Paytm), internet banking, and mobile banking to complete your financial transactions effortlessly. Additionally, ATMs and cash deposit machines near you are always operational for quick cash withdrawals or deposits. Schedule branch-based tasks, such as check clearance or draft processing, for after the holidays or complete them in advance. For emergency fund transfers, use IMPS, which allows for instant credit to another account, even on bank holidays.       --- ### [Diwali Offers 2026 – How to Save Up to ₹10,000 on Festive Shopping, Check Details](https://www.timesbull.com/diwali-offers-2026-how-to-save-up-to-%e2%82%b910000-on-festive-shopping/) Diwali Offers 2026: People indulge in a significant amount of shopping during the festival of Diwali. With Diwali still a few days away, if you are planning to shop, two major banks in the country—the public sector State Bank of India (SBI) and the private sector HDFC Bank—are offering various festive deals for their customers. These offers provide discounts on purchases across categories such as electronics, fashion, mobile phones, flight tickets, and home essentials. Additionally, for customers looking to invest in SBI’s fixed deposit (FD) schemes, it is important to be aware of the current interest rates. In this article, we will explore the offers these banks provide. SBI Card Festive Offers 2026 SBI is offering special discounts across various brands and product categories. A discount of ₹8,000 is available on purchases of at least ₹25,000 made using an SBI Card; this offer is valid from October 9 to October 20. Furthermore, customers can avail of a discount of ₹10,000 when purchasing tickets via EMI using an SBI Card—an offer valid from October 9 to December 7, 2026. Additionally, SBI Card offers various deals across categories such as electronics, jewellery, mobile phones, and home furnishings. Diwali hosting comes with plenty to plan for, so why not make those festive spends more rewarding? 🪔✨ HDFC Bank Festive Treats brings you 10,000+ offers across Cards, Accounts, Loans and EASYEMI to make the festive season even more special. Avail HDFC Bank Festive Treats offers before 25th October 2026 for a chance to join an exclusive Get Ready for Diwali virtual session with Guntas Sethi, and learn how to lay the perfect Diwali spread! Visit the link here to discover 10,000+ Festive Treats offers! https://t.co/ayB61pOsZu #HDFCBank #FestiveSeason #FestiveTreats — HDFC Bank (@HDFC_Bank) October 17, 2026 Each offer may have specific requirements regarding minimum purchase amounts, card eligibility, EMI terms, and maximum discount limits. Before making a purchase, be sure to check the details of the offers on the SBI website: https://www.sbicard.com/sbi-card-en/assets/docs/html/personal/offers/festive/festive-offers/index-page.html HDFC Bank Festive Offers HDFC Bank is also providing special festive offers for its customers during the Diwali season. This includes information regarding offers related to bank cards, accounts, loans, and Easy EMIs (EMI schemes). Under this initiative, the bank is presenting offers worth over ₹10,000. Customers can choose from various offers tailored to their specific needs, covering payment options and booking facilities. Additionally, HDFC Bank is inviting customers to participate in a special session titled "Get Ready for Diwali." According to the details provided, the deadline to avail of these HDFC Bank offers is October 25, 2026. Customers should visit the official HDFC Bank website promptly to review the full details of these offers. --- ### [TDS Form 141 – New Rule Makes Filing TDS on Rental Income Easier](https://www.timesbull.com/tds-form-141-new-rule-makes-filing-tds-on-rental-income-easier/) TDS Form 141: The Income Tax Department has introduced Form 141 to simplify the process of Tax Deducted at Source (TDS) for certain property transactions, rent payments, and other types of payments. This single form replaces four separate forms, consolidating various TDS reporting requirements under one unified system. The primary objective of this significant change—implemented by tax authorities—is to streamline the tax deposit process and ensure greater clarity for taxpayers regarding income tax compliance. The Income Tax Department has announced this update on its official social media platform. Information from the Income Tax Department The Income Tax Department has posed the question: Are you transferring immovable property? TDS compliance has now become even easier with the new Form 141. A single Form 141 will now replace several distinct TDS forms (Forms 26QB, 26QC, 26QD, and 26QE). This covers transactions such as the transfer of immovable property involving both resident and non-resident sellers, rent payments made by individuals/HUFs, payments made by individuals/HUFs to contractors or professionals, and the transfer of Virtual Digital Assets (VDA) by individuals/HUFs. For further details, please visit https://www.incometax.gov.in/. Transferring immovable property? TDS compliance is now simpler with New Form 141! ✅ One unified Form 141 replaces multiple TDS forms (Forms 26QB, 26QC, 26QD and 26QE). ✅ Covers immovable property transfers involving resident and non-resident sellers, rent payments by Individuals/HUFs, payments to contractors or professionals by Individuals/HUFs and Virtual Digital Asset transfers by Individuals/HUFs. ✅ Easier TDS reporting and payment. ✅ Streamlined and user-friendly filing experience. Visit https://t.co/fEQg3SDHYj — Income Tax India (@IncomeTaxIndia) October 16, 2026 How will Form 141 help? By consolidating various transaction categories into one form and eliminating previous complexities, Form 141 aims to simplify the process of identifying the correct TDS form and filing it accurately. Eligible taxpayers should review the existing TDS provisions and are advised to consult an expert on this matter. Additionally, they should carefully examine the relevant tweet and the accompanying video. It is also essential to understand the legal compliance requirements and adhere to the prescribed payment and filing obligations. Furthermore, eligible taxpayers should focus on simplifying their reporting processes rather than complicating them. To address any concerns regarding the new forms, taxpayers should visit the official Income Tax Department portal at https://www.incometax.gov.in/iec/foportal/. Before filing the forms, they must ensure compliance with all applicable rules and regulations to fully understand the underlying requirements. --- ### [Top 3 Smartphone Deals Under ₹40,000, Here Complete Specification](https://www.timesbull.com/top-3-smartphone-deals-under-%e2%82%b940000/) Best 3 Phone Deals Under ₹40,000:- So yeah, buying a decent phone doesn't always need to mean going way beyond ₹40,000. Also Flipkart Big Billion Days 2026 is on, and there are these kind of solid deals in this budget, which feels like a good time to upgrade without fully losing your mind over price or anything. If you’re more into camera-first vibes, or you want speed and punch, or you just want one phone that does “mostly everything” – kind of okay – then these three options cover those lanes. 1. Nothing Phone (4a): best for camera plus design, basically The Nothing Phone (4a) is showing at ₹36,999 on Flipkart, which is like ₹8,000 lower than its usual ₹44,999 price. And if you’ve got an Axis Bank credit card on Flipkart, you can grab another ₹6,001 off, so the “real” price comes to ₹30,998. Sure, that works out to around a ₹14,000 discount overall, but only if you actually meet the conditions and qualify for those offers, because you know the fine print and the whole eligibility drama. What you’re getting here includes an AMOLED display, Snapdragon 7s Gen 4 chipset, Glyph Bar on the back, and a 5,400mAh battery. For cameras, this one is the main event: 50MP primary, 8MP ultra-wide, plus a 50MP telephoto lens on the rear. On the front there’s a 32MP selfie shooter. If photos and videos matter most, this is the obvious place to start. 2. Poco X8 Pro: best for speed and battery, no questions The Poco X8 Pro is listed at ₹36,999, down from the normal ₹39,999. Plus there’s another ₹2,325 cut on Flipkart if you use Axis Bank credit cards, so you end up near ₹34,674. That’s, in simple terms, more than ₹5,000 cheaper than the usual pricing. On the other side, you have to get a 6.59-inch AMOLED display and a glass back with an aluminium frame. You get a 6,500 mAh battery, and it supports 100W fast charging, so it charges back quickly. There’s also an RGB-lit camera module, which a bunch of younger buyers or gamers might like. If performance, gaming stability, and battery life feel more important than camera tuning, then this is the one. 3. Moto Edge 70 Pro: best for people who want “everything, mostly” The Moto Edge 70 Pro shows at ₹39,999, but offers aren’t applied yet. If you apply a ₹4,850 discount using Flipkart co-branded Axis Bank and SBI Bank credit cards, the price falls to under ₹35,200. You get a big 6.8-inch AMOLED screen, a MediaTek Dimensity 8500 Extreme chipset, and a 6,500mAh battery with 90W fast charging. Cameras are a 50MP main sensor, a 50MP ultra-wide with macro lens support at the back, and a 50MP selfie camera on the front. It’s not like one single category completely crushes it, but it balances display, battery, and overall performance in a pretty safe way, so it fits most buyers. Verdict If you’re hunting for the best camera, plus a design that looks different, go with Nothing Phone (4a), and it’s also got the biggest discount here, around ₹14,000 off. If your priority is gaming, quicker charging, and a stronger processor for the money, Poco X8 Pro feels like the better value around ₹34,674 with that 100W charger. And if you want a larger display plus a generally well-rounded phone, Moto Edge 70 Pro below ₹35,200 makes a lot of sense. Just don’t forget, bank offers can depend on whether your specific card is eligible, so confirm the discount in your Flipkart account and the final payable amount before you lock in the order, ok? --- ### [Galaxy F70 5G Debuts – 6.7-inch AMOLED Display, 50MP at ₹17,999 Price](https://www.timesbull.com/samsung-galaxy-f70-5g-price-features/) Samsung Galaxy F70 5G Launch: If you are looking to purchase an impressive smartphone on a budget, Samsung has launched its new Samsung Galaxy F70 5G in India. This phone features a 50MP rear camera, a 5000mAh battery, and a 90Hz sAMOLED display. It is priced starting at ₹19,999. Let’s take a look at the price and key features of this device. Samsung Galaxy F70 5G Price and Launch Offers The Samsung Galaxy F70 5G has been introduced in India in two RAM and storage configurations. The base model, featuring 4GB of RAM and 128GB of storage, is priced at ₹19,999, while the top-tier variant with 6GB of RAM and 128GB of storage is priced at ₹22,999. As part of a launch offer, the smartphone is available on Flipkart for ₹17,999. The device is available in two colour options: Bold Black and Vivid Violet. Sales for this phone in India will begin on October 20, 2026. 90Hz sAMOLED Display Regarding the display, the Samsung Galaxy F70 5G sports a 6.7-inch Full HD+ Infinity-U sAMOLED screen. It offers a resolution of 1080 × 2340 pixels and supports a 90 Hz refresh rate. The 90Hz refresh rate ensures smoother scrolling compared to a standard 60Hz display, while the sAMOLED panel provides superior contrast and deeper black tones. For added protection, the display is covered with Corning Gorilla Glass Victus. Exynos 1330 Processor and 5G Connectivity The Samsung Galaxy F70 5G is powered by the company’s Exynos 1330 octa-core processor. It features two performance cores clocking up to 2.4 GHz, while six efficiency cores operate at speeds of up to 2.0 GHz. It also comes with an ARM Mali-G68 MP2 GPU. The phone offers up to 6GB of RAM and 128GB of internal storage. If needed, the storage can be expanded up to 2TB via a microSD card. Connectivity options include 5G, 4G LTE, Wi-Fi, Bluetooth, USB Type-C, and GPS. This dual-SIM smartphone runs on Android-based One UI. Camera Setup For photography, the Samsung Galaxy F70 5G features a triple rear camera setup. It includes a 50MP main camera with an f/1.8 aperture, accompanied by a 5MP ultra-wide camera and a 2MP macro sensor. For selfies and video calls, the phone is equipped with a 13MP front-facing camera. 5000 mAh Battery and 25 W Fast Charging The Samsung Galaxy F70 5G houses a 5000 mAh battery, which can last throughout the day under normal usage. It supports 25W wired fast charging. Additionally, the device carries an IP54 rating, providing limited protection against dust and water splashes. --- ### [PM Viksit Bharat Rozgar Yojana – How to Complete FLC Course to Receive Second Installment](https://www.timesbull.com/pm-viksit-bharat-rozgar-yojana/) PM-VBRY Scheme: Under the PM Viksit Bharat Rozgar Yojana (PM-VBRY), eligible employees are required to complete a Financial Literacy Course (FLC) to become eligible for the second installment. Under this scheme, first-time employees can receive a total amount of up to ₹15,000, disbursed in two installments. If you have completed 12 months of employment and have already received the first installment, you can complete the required course by following a few simple steps. When is the amount disbursed under the scheme? According to the guidelines, the first installment is transferred directly to the eligible employee's bank account after 6 months of continuous service. The second installment is transferred upon completion of 12 months of service and successful completion of the FLC assessment. How to complete the FLC course on the EPFO ​​portal: To complete the FLC, you need to follow a few simple steps: First, visit the EPFO ​​portal and select the login option for eligible employees. You will need your UAN (Universal Account Number) and password to log in. An OTP (One-Time Password) will be sent to your registered mobile number; enter it to complete the verification process. Once logged in, locate and click on the 'PM-VBRY' or 'Learning' section on the dashboard. Select the 'Financial Literacy Course' option. This course consists of 5 learning modules; completing the requirements for one module will unlock the next. Watch the videos within the modules carefully and complete the associated questions or assessments. It is mandatory to successfully complete the course assessment. --- ### [Two New Honda Electric SUVs Confirmed for India, Up to 500 km Range](https://www.timesbull.com/two-new-honda-electric-suvs-confirmed-for-india/) Hyundai Latest Car: The market for electric vehicles (EVs) in India is gradually expanding. Consumers are no longer limited to petrol or diesel vehicles; they are now seeking electric cars that offer a good range while remaining budget-friendly. In response to this trend, companies like Hyundai and Honda are developing new electric models. According to reports, both manufacturers could introduce new electric SUVs to the Indian market by 2026—specifically, the Hyundai HE1i and the Honda Zero Alpha. Let’s take a closer look at the details of both. Hyundai HE1i Hyundai is currently working on a new electric SUV, the Hyundai HE1i, which it is developing with the Indian market in mind. It is expected to launch by December 2026. Once released, it will likely compete with electric vehicles such as the Tata Punch EV and the Tata Nexon EV. However, the company has not yet officially confirmed the name or specific launch details. Design In terms of design, the Hyundai HE1i is expected to feature a boxy aesthetic. It will likely have a robust, rugged appearance, with a size comparable to the Hyundai Exter. The front of the SUV may include split headlamps, a closed-off grille, and a striking bumper. Additionally, large windows, roof rails, and LED tail lamps will likely give it a distinct identity. A full-width LED light bar is also expected at the rear. Features and Battery Range The Hyundai HE1i is expected to come equipped with various features designed to enhance the driving experience. The cabin may include a large touchscreen infotainment system, a digital driver display, an electric sunroof, automatic climate control, and ventilated seats. The seats might also feature a leather-like finish. For safety, the vehicle is expected to include features such as ADAS (Advanced Driver Assistance Systems). The battery and range could be the most notable aspects of this electric SUV. According to reports, it may offer two battery pack options: 42 kWh and 51.4 kWh. Its range could span from 450 to 500 kilometres, or potentially even more. However, the company has not yet disclosed details regarding its pricing or charging specifications. Honda Zero Alpha Honda is also preparing to introduce a new electric SUV to the Indian market. Currently, it is being referred to as the 'Honda Zero Alpha', though the company may opt for a different name at the time of launch. It is expected to be a mid-size electric SUV, likely competing with vehicles such as the Hyundai Creta Electric. Design The Honda Zero Alpha is expected to feature a boxy, robust design. The company may aim to give it a distinct identity, setting it apart from its other vehicle offerings. Inside, the cabin could include a large touchscreen, a digital driver display, and physical button controls. Additionally, it may come equipped with ventilated seats and an interior featuring a premium finish. Battery, Range, and Safety Features The Honda Zero Alpha is expected to house a larger battery pack compared to the Hyundai HE1i; reports suggest it could feature a battery ranging from 65 kWh to 75 kWh. On a full charge, it is expected to offer a range of approximately 450 to 500 kilometres. In terms of features, the Honda Zero Alpha is expected to include a panoramic sunroof (or a large glass roof), seats with a leather-like finish, and Level-2 ADAS (Advanced Driver Assistance Systems). For safety, it may come equipped with features such as 6 airbags, ABS, and EBD. Pricing and Launch It should be noted that there has been no official announcement regarding the pricing of either electric SUV. The Hyundai HE1i is expected to be positioned as a compact electric SUV, while the Honda Zero Alpha is likely to enter the mid-size SUV segment. In this scenario, both vehicles may differ in terms of pricing and their target audience. Regarding their launch, current information suggests that both models could arrive in the Indian market by December 2026. --- ### [OPPO Find X10 India Launch on October 22 – Dual 200MP Cameras, 8,000mAh Battery](https://www.timesbull.com/oppo-find-x10-india-launch-on-october-22/) OPPO Find X10: If you are planning to purchase a new phone that offers excellent photography capabilities and flagship-level performance, you should know that OPPO is preparing to introduce its new Find X10 series to the Indian market. The OPPO Find X10 series will consist of two smartphones: the OPPO Find X10 and the OPPO Find X10 Pro Max. Let’s take a look at the details. Launch Date Starting with the launch, the OPPO Find X10 series is set to debut in India on October 22, 2026. The company’s launch event will begin at 4:45 PM. In addition to the new flagship smartphones, the event is also expected to unveil other products. OPPO Find X10 Display As for the display, the OPPO Find X10 will feature a 6.59-inch FHD+ screen with a resolution of 1272 × 2768 pixels. It will come with a 144 Hz refresh rate, ensuring smooth scrolling, gaming, and animations. Furthermore, the display will offer a peak brightness of up to 2,000 nits.   Processor In terms of performance, the smartphone is expected to be powered by the MediaTek Dimensity 9600M chipset, built on a 3nm manufacturing process. This new chipset is designed to deliver superior processing power and enhanced energy efficiency. Camera Regarding the camera setup, the OPPO Find X10 will include a 200MP primary camera, a 50MP ultra-wide camera, and a 200MP periscope telephoto camera. For selfies and video calls, it is also expected to feature a 50MP front-facing camera. Battery and Software The OPPO Find X10 will bring a significant upgrade in the battery department. It is expected to house an 8,000 mAh battery, a notable increase from the 7,025 mAh battery found in its predecessor, the Find X9. As for charging, it will support 80W wired fast charging and 50W wireless charging. As for software, the Find X10 is expected to run ColorOS 17, which is based on Android 17. Additionally, the phone will come with IP66, IP68, and IP69 ratings. --- ### [Kawasaki Z300 Debuts in India Ahead of October 20 Launch — Check Details](https://www.timesbull.com/kawasaki-z300-india-launch/) Kawasaki Z300: Kawasaki has introduced a new motorcycle for enthusiasts of twin-cylinder bikes in India. The company showcased its new 'streetfighter' motorcycle, the Kawasaki Z300, in Bengaluru. While it shares its platform with the Ninja 300, its design and riding position give it a distinct identity. The Kawasaki Z300 is a new naked streetfighter that will use the same 296cc twin-cylinder engine as the Ninja 300. Bookings will open on October 19, while pricing and full specifications will be revealed on October 20, 2026. Design of the Kawasaki Z300 The design of the Kawasaki Z300 draws inspiration from the company's larger Z-series motorcycles. It features sharp bodywork, an angular headlamp, and a muscular fuel tank, giving it an aggressive streetfighter aesthetic. Unlike the Ninja 300, the Z300 lacks a full fairing; instead, it sports a 'naked' design that leaves the engine and other mechanical components clearly visible. 296cc Twin-Cylinder Engine The standout feature of the Kawasaki Z300 is its engine. It is expected to house the same 296 cc, liquid-cooled, parallel-twin engine as the Ninja 300—an engine that produces 39 hp of power and 26.1 Nm of torque in the Ninja 300. It will be paired with a 6-speed gearbox. However, Kawasaki has yet to confirm whether the Z300's engine will be identical to the Ninja 300's or if it will be modified. TFT Display and New Features The inclusion of a TFT instrument console is one of the most significant upgrades for the Kawasaki Z300—a modern departure from the older semi-digital display found on the Ninja 300. Full details regarding this upgrade will be revealed at the time of the launch. Suspension, Brakes, and Hardware The chassis and suspension setup of the Kawasaki Z300 are expected to be quite similar to those of the Ninja 300. It may feature telescopic front forks and a rear monoshock suspension. Additionally, it is expected to come with 17-inch alloy wheels and disc brakes on both wheels. For safety, a dual-channel ABS system might also be included; however, these specifications have not yet been confirmed. The bike features a wide, single-piece handlebar, which results in a more upright riding position compared to the Ninja 300. Kawasaki Z300 Bookings and Launch Date Bookings for the Kawasaki Z300 will open on October 19, 2026. The company will announce its price and full specifications on October 20. In this segment, the Z300 is expected to compete with motorcycles such as the KTM 390 Duke and the TVS Apache RTR 310. --- ### [Top 3 Big Battery Smartphones Under ₹30,000 – Check These 3 Best Options](https://www.timesbull.com/top-3-big-battery-smartphones-under-%e2%82%b930000/) Top 3 Big Battery Smartphones Under ₹30,000: So if you binge-watch videos, scroll social media nonstop, or travel often, a phone with a really big battery (not that “meh okay” kind) can make life way simpler. Plus, the best part is you normally don’t need to go above ₹30,000 to get a solid backup, decent fast charging, and a clean display. Anyways, here are three handsets you can check out if battery endurance is your main thing. 1. Realme P4 Power 5G The Realme P4 Power 5G feels like the sort of phone built for people chasing maximum capacity, you know what I mean. The big standout is its massive 10,001 mAh battery, which looks ahead of most standard phones, no debate. On top of that, you get a 6.78-inch 1.5K AMOLED screen with a 144 Hz refresh rate. Internally, there’s the MediaTek Dimensity 7400 Ultra. For cameras, it has a 50MP primary sensor with OIS, plus an 8MP ultra-wide lens. Charging support is 80W, so you spend less time waiting around. 2. Motorola Edge 70 Fusion Motorola Edge 70 Fusion is a pretty solid option if battery matters to you, but you also want that more premium display experience. This one includes a 7,000 mAh battery, and it supports 68W fast charging, so it should handle long entertainment hours and everyday routines without drama. It comes with a 6.78-inch 1.5K pOLED display and a 144Hz refresh rate, and it runs on the Snapdragon 7s Gen 4. The overall look is sleek, and the display feels smooth, so it clicks for folks who want a kind of balanced mix of decent speed along with battery endurance, like you know that kind of thing. 3. vivo T5x 5G If you want a more roomy battery but you’re not trying to spend the full amount, the Vivo T5x 5G may work well. It packs a 7,200 mAh battery, plus 44W rapid charging. That combo is pretty good for students, travellers, and regular daily users who just want reliability. For the screen there’s a Full HD+ display with a 120 Hz refresh rate, and you also get a MediaTek Dimensity 7400 Turbo processor. This phone feels tuned for day-to-day tasks, entertainment time, and even casual gaming, kind of in a smooth way, not making it feel overly complicated or like you need to dig around too much. Final Summary: Which Phone Should You Buy? Honestly, all three are worth considering, but the “best” one depends on how you use your phone. The Realme P4 Power 5G is the clear winner if battery life is the main target, thanks to that 10,001 mAh powerhouse. The Motorola Edge 70 Fusion gives a better blend of backup and display quality. While the Vivo T5x 5G is more budget-friendly, it still offers strong capacity without costing too much. Overall, for battery life under ₹30,000, our top choice is Realme P4 Power 5G. Before you buy, just do check the latest prices, different variants and bank offers too, because deals and rates can shift pretty fast, like unexpectedly. --- ### [Top 5 Most Affordable Cars with ADAS in India — Prices Start at ₹9.39 Lakh](https://www.timesbull.com/top-5-most-affordable-cars-with-adas-in-india/) Affordable ADAS-equipped Cars in India: If you prioritise safety features—such as advanced ADAS (Advanced Driver Assistance Systems)—over mileage or design and are looking for an affordable option, we have compiled a list of the top 5 most affordable cars in India that come with ADAS. This list includes models ranging from the Honda Amaze to the Tata Nexon. Let’s take a closer look at the details. Tata Nexon The Tata Nexon is an excellent choice for those seeking a compact SUV equipped with modern safety technology. The 'Fearless+ PS' variant of the Nexon features Level 2 ADAS. It is powered by a 1.2-litre turbo-petrol engine paired with a DCT automatic gearbox. Additionally, the 'Fearless+ PS Red Dark Edition' also includes ADAS and the same engine. The prices for the ADAS-equipped versions of the Nexon range from ₹13.62 lakh to ₹13.82 lakh. Honda City The Honda City is a great option for those who prefer a comfortable, premium sedan over an SUV. It offers Level 2 ADAS across the V, ZX, and ZX+ variants (excluding the base SV variant). The petrol-powered Honda City is priced between ₹13.59 lakh and ₹17.44 lakh, while the hybrid version is priced at ₹21.44 lakh. These petrol variants are equipped with a 1.5-litre engine that produces 121hp, with options for both a manual transmission and a CVT automatic gearbox. The Honda City e:HEV (in the ZX+ trim) also comes with ADAS. Mahindra XUV 3XO The Mahindra XUV 3XO is another outstanding option in this segment. It features Level 2 ADAS, specifically in the AX5 L and the top-spec AX7 L variants. The AX5 L variant is powered by a 1.2-litre turbo-petrol engine that generates 131hp, available with either a manual or a torque-converter automatic gearbox. Meanwhile, the AX7 L variant offers a 1.5-litre diesel engine option in addition to the petrol engine. The diesel engine produces 117 hp and is paired with a manual gearbox. The ADAS-equipped variants of the XUV 3XO are priced between ₹12.02 lakh and ₹15.03 lakh. Maruti Suzuki Baleno The Maruti Suzuki Baleno is the most notable hatchback on this list. Its standout feature is the inclusion of Level 2 ADAS in the top-spec Alpha (O) variant. This allows those who prefer a compact hatchback over a large SUV or sedan to also opt for advanced safety technology. The Baleno is powered by a 1.2-litre, three-cylinder petrol engine. The ADAS-equipped Alpha (O) variant is available with both manual and AMT gearbox options. It is priced between ₹9.55 lakh and ₹9.99 lakh. Please note that this price range applies specifically to the ADAS-equipped variant; other variants may be priced differently. Honda Amaze The third-generation Honda Amaze is another impressive ADAS-equipped car on this list. It is priced between ₹9.39 lakh and ₹10 lakh. Notably, it is a sub-four-metre sedan, with ADAS features available only in its top-spec ZX variant. The Honda Amaze comes with a 1.2-litre petrol engine that generates 90hp. It offers a choice between a manual transmission and a CVT automatic gearbox, allowing buyers to select the transmission that best suits their needs and driving style.   ---